Business & Corporate Enterprise Service

Create an account product with the details such as customer identifier, account currency, etc.

Create an account product with the details such as customer identifier, account currency, etc.

Creates a simulation for account product with the details such as customer identifier, account currency, etc.

Amend a simulation for account product with the details such as customer identifier, account currency, etc.

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Amend attributes of a payment order that is yet to be approved by supervisor

Delete a payment order awaiting supervisor approval

Cancel an approved payment order that is in an awaiting status viz. Warehouse, Awaiting Funds

Perform debit transactions in an account by providing debit amount and currency in which to be debited

Perform credit transactions in an account, providing the credit amount and the currency in which to be credited

Retrieve a specific order for a given payment order id

Retrieve list of authorised payment orders based on a specific criteria

Creates a funds reservation with details such as account number, block or reserve amount, period of hold transaction, reason for holding. Funds reservations are created to block or reserve funds which restricts any debit movements affecting the account balance below the blocked amount for the specified period on an account.

Update funds reservation with details such as account number, block or reserve amount, period of hold transaction, reason for holding. Funds reservations are created to block or reserve funds which restricts any debit movements affecting the account balance below the blocked amount for the specified period on an account.

Cancels the funds reservation of an account. Funds reservations are created to block or reserve funds which restricts any debit movements affecting the account balance below the blocked amount for the specified period on an account. On removal of the funds reservations, the blocked or reserved amount is now available for usage.

Retrieves the reserved funds details such as reason, amount and period of reservation of the account

Create standing instructions with payment type, payment frequency, ordering customer or bank information and accounts involved

Update standing instructions with payment type, payment frequency, ordering customer or bank information and accounts involved

Delete or revoke standing instructions for a customer

Approve standing instructions that are sent for second or third level approvals

Retrieves the list of standing instructions details such as instruction reference, mode of payment, payment frequency, amount, accounts & customers involved

Retrieves the list of standing instructions details such as instruction reference, mode of payment, payment frequency, amount, accounts & customers involved

Retrieves the list of failed standing instructions details such as accounts involved, payment type & reason of failure

Initiate a new sweep transaction for a specific account

Initiate a new sweep transaction for a specific account

Initiate a new sweep transaction for a specific account

Updates an existing sweep transaction for specific account

Approves a sweep transaction for specific account

Remove an existing sweep transaction for specific account

Retrieves the list of account links for a sweep to occur.

Retrieves the details of specific sweep transaction

Update the customer details of the account such as add or remove the joint customers, tax liability percentange, limit liability percentage of the joint customers

Update the customer details of the account such as add or remove the joint customers, tax liability percentange, limit liability percentage of the joint customers

Update the account details to block or unblock the account by setting the posting restriction and to change the nick name of the account

Update the account details to block or unblock the account by setting the posting restriction and to change the nick name of the account

Update the payment schedule condition such as payment method from capitalise to pay, payment frequency from monthly to quarterly etc., on an account

Retrieves the payment schedule of an arrangement account

Update the statement frequency of an account.

Retrieves the statement frequency of an account

Perform the renegotiation of the account contract details such as payment frequency, payment start date, interest rate, statement frequency and settlement details, etc.

Update the interest conditions of the account such as interest rate, tier details, margin amount etc.

Retrieves the interest condition of an account

Retrieve the past period's interest accruals

Retrieves the interest accrued for the current period of an account

Retrieves the interest accruals of the previous year

Update the service availability for an account like block or unblock of cheque,card,sweep etc.,

Retrieves the service availability for an account like block or unblock of cheque,card,sweep etc.,

Create card issue request with details such as card status, issue date, pin issue date and charges

Update card issue request with card status, issue date, pin issue date, cancellation date & reason

Delete or revoke the card issue request for an account

Issue a new cheque

Update issued cheque details

Delete the issued cheque

Initiate an alert request or external subscription.

Initiate an alert request or external subscription.

Update alert subscription details

Retrieves subscribed alerts details

Retrieves eligible alerts for the account

Retrieves the details of active alerts for a given account number

Update the settlement conditions of the account such as payin account, payin percentage, payin amount, payout account, payout percentage, payout amount, etc

Retrieves the settlement details for the given arrangement such as payment type, payin account, payin percentage, payin amount, payout account, payout percentage, payout amount, etc

Update the limit conditions of the account with the secondary limit amount and other limit details

Retrieves the currency, balances, limit details and arrangement details of the account

Reset the dormant account to active status manually

Deactivates the savings account and moves it to given dormancy status.

Retrieves the dormancy setup details for the account such as dormancy period, status etc

Initiate a stop cheque request for an account

Update an existing stop cheque request for an account

Retrieves the list of Payment Stop requests details such Cheque nos, Amount range, Beneficiary, Period and Charge details available for a specific account

Retrieves the list of Payment Stop requests available in the system with details such as Account Reference, Cheque nos, Amount range, Beneficiary, Period and Charge details

Change account from one product to another such as changing savings account to current account

Update the action such as proof and publish for the specific product

Updates the branch of an account

Updates the channel of the account

Updates the type of line of business of the account

Notifies the withdrawal of amount from account by providing the withdrawal date and amount etc. This is applicable only for notice type of accounts.

Updates the notice of withdrawal of amount from account by providing the withdrawal date, bill reference and amount etc. This is applicable only for notice type of accounts.

Cancels the notification of withdrawal of amount from account.

Retrieves the details of notice bills

Migration of a legacy system account contract to the given account product by providing the original contract date, account name, statement, payment frequency and start date, etc.

Captures the bill information of the account such as bill id, property names, bill amount etc. This is used to migrate the bills of a legacy contract which is migrated from other system & update the bill details

Captures the balance details of the account such as balance type, due amount etc. This is used to migrate the balances of a legacy contract which is migrated from other system & update the balance details

Perform the settlement of payoff amount for the savings account by providing the transaction amount, currency and also settlement instructions

Perform the closure of the savings account after settlement of payoff amount. The account moves to closed status based on the closure conditions defined in the system

Calculate the payoff amount for the current account which includes the outstanding amounts and also amounts such as account balances, interest, and charge amounts

Approves account closure information to allow closing of an account which is no longer in use

Retrieves the account closure information of the account such as closure date and reason, mode of closure, balances on the date of closing and pending charges

Retrieves the payoff details of an account

Retrieves the details of the given arrangement such as arrangement id,account id,customer details,product details ,arrangement start date and arrangement status

Retrieves the currency, balances, limit details and arrangement details of the account

Retrieves the status of the given activity

Retrieves various types of balances such as cleared, online, locked and usable balance of the account

Retrieves account transaction details such as transaction type, amount, transaction reference, credit or debit indicator, booking and effective date of transaction

Retrieves the transaction list for a given Account Number-This API is deprecated and going forward the following URL has to be used.URL:/holdings/arrangements/{arrangementId}/transactions

Retrieves the activity log of an account-This API is deprecated and going forward the following URL has to be used.URL:/holdings/arrangements/{arrangementId}/activities

Create an account product with the details such as customer identifier, account currency, etc.

Retrieves the simulated activity details of an account

Retrieves the statement details of the transactions for the given account such as booking date, value date, transaction reference, transaction code, debit or credit amount, closing balance based on the given dates(from date and to date).If dates are not given, retrieves the last 1M transactions.If from date alone is given, retrieves the transactions from given date to today.If end date alone is given, retrieves the last 1M transactions prior to the given end date.If period is given, retrieves the transactions for the period.If account id and transaction id are given, retrieves that particular transaction details

Retrieves the details of future transaction entries such as statement reference, value date, booking date, transaction reference, transaction code and amount

Retrieves the charge details of an account

Retrieves the outstanding amount to be paid for an account

Retrieves the product details for a catalogued product

Retrieves the catalogued conditions of a given product

Creation of Master / Bundle Arrangement, SA / CS / TR / MTR

Updates the bundle arrangement status from draft to pending live with all the accounts created.

Updates golive date for the master arrangement. This is the date from which the master arrangement will become effective.

Updates new accounts to the preliminary or modify the existing accounts from the preliminary structure.

Internal foreign exchange allows the corporate customer to perform cross-currency movements without affecting the bank currency positions.

Creates sweep type for virtual accounts.

Amend existing sweep setup for example the sequence , minimum and maximum amount

Creates the basic details of a group for a sweep. A group is a collection of accounts that are linked for cash pooling purposes

Creates sweep with rules which will be checked against to see if a transfer of funds needs to be made from one account to another.

Amends the basic details of a group for a sweep. A group is a collection of accounts that are linked for cash pooling purposes.

Creates intra-day sweep for virtual accounts. This is used to run the cash pooling on-line if the group permits.

Updates settlement instructions on summary accounts

Updates settlement instructions on trading account

Update Credit Interest condition for a Summary account

Updates the penalty interest conditions on summary accounts

Update Credit Interest condition for a Summary account

Updates payment schedule on a bundle in live structure.

Updates payment schedule on summary account

Create Customer Mass Block for a specific Cash Pool Arrangement Structure over a specified period

Create Block on Currency Summary Accounts

Unblocks a particular virtual account and transactions can be initiated post the defined blocked end date.

Unblocks a particular summary account and transactions can be initiated post the defined blocked end date.

Updates forex pricing to master account

Retrieve the internal forex details of a bundle

Updates the secondary limit for summary accounts. This helps in monitoring the availability and utilisation of limits.

Updates the secondary limit for virtual accounts. This helps in monitoring the availability and utilisation of limits.

Closes the bundle or cashpool.

Structural changes of virtual accounts in live status - for example, removing one virtual account from a sweep group to another sweep group triggered by the bank user

Structural changes of virtual accounts in live status - for example, removing one virtual account from a sweep group to another sweep group triggered by the bank user

Structural changes of virtual accounts in live status - for example, removing one virtual account from a sweep group to another sweep group triggered by the bank user

Retrieve the accrued interest details of virtual accounts for the current period.

Retrieve the interest details of virtual accounts for the previous period.

Retrieve the total interest details of virtual accounts.

Retrieve the processed sweeps.

Retrieves sweep with rules which will be checked against to see if a transfer of funds needs to be made from one account to another.

Retrieves the cashpool group details of the virtual accounts.

Retrieves the balances of Master/Bundle Arrangement

Simulated Balances

Retrieves the balances of a TR Account

Retrieve the arrangement details of a bundle, summary accounts, currency summary accounts and virtual accounts.

Retrieves the account details of a Bundle arrangement

Creates term deposits that includes customer identifier, customer role, deposit currency, deposit amount and the deposit duration term etc.

Simulate a deposit arrangement for the given principal amount, term, payment frequency and interest rates

Fund the term deposit manually by providing the deposit amount

Creates a funds reservation with details such as account number, block or reserve amount, period of hold transaction, reason for holding. Funds reservations are created to block or reserve funds which restricts any debit movements affecting the account balance below the blocked amount for the specified period on an account.

Update funds reservation with details such as account number, block or reserve amount, period of hold transaction, reason for holding. Funds reservations are created to block or reserve funds which restricts any debit movements affecting the account balance below the blocked amount for the specified period on an account.

Cancels the funds reservation of an account. Funds reservations are created to block or reserve funds which restricts any debit movements affecting the account balance below the blocked amount for the specified period on an account. On removal of the funds reservations, the blocked or reserved amount is now available for usage.

Retrieves the reserved funds details such as reason, amount and period of reservation of the account

Withdraw from the deposit account

Update the customer details of the term deposit such as add or remove joint customers

Update the customer details of the term deposit such as add or remove joint customers

Retrieves all the customer details for the given arrangement such as customer id, customer name, customer role, their beneficiary type, limit allocation percentage, GL allocation percentage and tax liability percentage.

Update the account conditions of the term deposit such as alternate references, posting restrictions, etc

Update the account conditions of the term deposit such as alternate references, posting restrictions, etc

Update the payment schedule details of the term deposit such as payment frequency, payment type

Retrieves the payment schedule details of an account

Update the interest conditions of the term deposit such as interest rate, spread, margin etc

Retrieves the interest condition of an account

Retrieves the interest accrued for the current period of an account

Retrieve the past period's interest accruals

Retrieves the interest accruals of the previous year

Perform the renegotiation of the term deposit contract details such as payment frequency, interest rates, etc.

Perform the rollover of the deposit for the given rollover date or period

Update the tenure of the term deposit by providing tenure or maturity date

Update the contract from one deposit product to another

Update the branch for the deposit

Update the settlement conditions of the term deposit such as payin account, payout account, beneficiary etc

Retrieves the settlement details for the given arrangement such as payment type, payin account, payin percentage, payin amount, payout account, payout percentage, payout amount, etc

Redeem the term deposit to close the deposit by providing the settlement instructions

Redeem the term deposit to close the deposit by providing the settlement instructions

Simulates a deposit redemption that includes the settlement instructions to which the deposit amount is to be credited. Common usage of this is for simulating withdrawals when customers want to withdraw their deposits before the actual fixed maturity date of the deposits.

Retrieves the redeem bill for the given deposit by providing the deposit reference and simulation reference for simulated deposits

Migration of a legacy system deposit contract to the given deposit product by providing the original contract date, account name, statement, payment frequency and start date, etc. This can be used for migrating the legacy contract to deposits account by providing required details.

Captures the bill information of the deposits account such as bill id, property names, bill amount etc. This is used to migrate the bills of a legacy contract which is migrated from other system & update the bill details.

Captures the balance details of the deposits account such as balance type, due amount etc. This is used to migrate the balances of a legacy contract which is migrated from other system & update the balance details.

Retrieves the details of the given arrangement such as arrangement id,account id,customer details,product details ,arrangement start date and arrangement status

Retrieves various types of balances such as cleared, online, locked and usable balance of the account

Retrieves the basic information of the deposit account including deposit amount, term, maturity days, tax details, charge details, etc. Common usage of this could be to display the basic information of deposits in a customer user interface.

Retrieves the activity log of an account

Retrieves the deposit details for a given account or a customer

Retrieves the list of deposit account for a given customer

Retrieves all the customer details for the given arrangement such as customer id, customer name, customer role, their beneficiary type, limit allocation percentage, GL allocation percentage and tax liability percentage.

Retrieves the statement frequency of an account

Retrieves account transaction details such as transaction type, amount, transaction reference, credit or debit indicator, booking and effective date of transaction

Retrieves the charge details of an account

Retrieves the outstanding amount to be paid for an account

Retrieves the product details for a catalogued product

Retrieves the catalogued conditions of a given product

Initiate a new letter of credit request for specific customer

Create a new export letter of credit for specific customer

Update an existing amendment for specific letter of credit

Updates the amendments to the letter of credit for the specified letter of credit/customer reference number

Initiate the registration of a presentation done for letter of credit transaction

Update an existing drawing for a specific letter of credit

Updates letter of credit amendments seeking beneficiary's consent for the specified letter of credit/customer reference number

Updates the cancellation details of the issued import letter of credit for the specified letter of credit/customer reference number

Updates the decision on amendments to import letter of credit for the specified letter of credit/customer reference number

Initiate a new drawing request for a specific letter of credit

Update a new export letter of credit for specific customer

Updates the letter of credit initiation for the specified letter of credit/customer reference number

Retrieves the details of outstanding import letter of credits for the specified customer/guarantee reference.

Retrieves the list of export letter of credits registered for specific customer

Retrieves outstanding documents such as bills under the letter of credit

Retrieves the negotiated/discounted bills under the letter of credit

Retrieves the list of drawings for specific customer

Initiation of a guarantee issuance request by the issuing bank for the applicant or the instructing party.

Initiates guarantee issuance request through self service channel for the corporate user

Updates the details of the guarantee request which are mandated for the issuing by the issuing bank

Updates the details of the guarantee request which are mandated for the issuing by the issuing bank

Amendment of the terms and conditions of the guarantee after issuance by the issuing bank and notifying the parties in the guarantee

Approves the amendment response received from the corporate user for the received guarantees for a corporate customer

Reverse the existing guarantee file issued by the issuing bank on behalf of a corporate customer

Updates the received claim details sent by the beneficiary to the issued guarantee request

Updates the status for the existing guarantee received field by the issuing bank with the concurrence of the beneficiary

Updates the response for the claim initiated to guarantee received by the issuing bank

Updates the rejection of claim for a guarantee received file from the beneficiary bank

Facilitates the creation of claim for the guarantee received

Retrieves the list of issued guarantees by the issuing bank for any corporate customer

Retrieves the list of received guarantee claim details

Retrieves the list of issued guarantee claims that are received for the guarantees issued

Retrieves the list of amendment history details for the received guarantee file for a corporate customer

Retrieves a list of guarantees for which auto extension is enabled

Retrieves the details of guarantee clauses

Retrieves the details of outstanding received guarantees for the specified customer/guarantee reference.

Reject response of a claim received by the issuing bank to the beneficiary bank

Initiation of the export documentary collection by the collecting bank

Lodgment of the Import documentary collection by the collecting bank

Updates the amendments to the outward collection for the specified letter of credit/customer reference number

Updates the amendments to the inward collection for the specified letter of credit/customer reference number

Amendments to outward collection contracts are implemented by revising the contract with updated values

Retrieves the outstanding details of outward collections

Retrieve the details of specific drawing that is created against a letter of credit

Creates new offer deal for the required customer when the mandatory input details are provided. Offer deal creates a draft contract and allows the users to negotiate multiple times. Offer deal is a draft contract and will not affect the balance sheet of the bank.

On executing acceptance, the contract is changed from offer to live deal for the required customer when at least the mandatory input is provided. Process will check all the required mandatory inputs and prompt an error message when mandatory details are not provided. Once the accept deal offer is processed further offer negotiation is not allowed.

Deletes a new offer for the required deal contract when at least the mandatory input is provided. Deal offer is a draft contract, which allow the user to delete the contract online and deal offer contract will not affect the balance sheet of the bank.

Create a new deal for the customer with the details like product, term and amount . Corporate deal is a credit agreement between two parties- the lender and the borrower, who agree to certain terms and conditions along with their rights and obligations

Creates a new offer facility for the required customer when at least the mandatory input is provided. Offer facility creates a draft contract and allow the users to negotiate multiple times. Offer facility is a draft contract and will not affect the balance sheet of the bank.

Creates a new offer facility for the required customer when at least the mandatory input is provided. Offer facility creates a draft contract and allow the users to negotiate multiple times. Offer facility is a draft contract and will not affect the balance sheet of the bank.

On executing acceptance, the contract is changed from offer to live facility for the required customer when at least the mandatory input is provided. Process will check all the required mandatory inputs and prompt an error message when mandatory details are not provided. Once the accept deal offer is processed further offer negotiation is not allowed.

Creates corporate facilities

Creates a business banking loan for a single or joint customer

Creates a new drawdown offer for the required customer.

Renegotiate the offer drawdown for the required customer.

Accept the offer drawdown for the retail loan and convert offer drawdown into a live loan arrangement.

Create rollover process from the drawdown where the rollover could be a split rollover, merge rollover or a one to one rollover. Split also called as one to many will rollover an old loan and create multiple new offer loans. Merge also called as many to one will rollover multiple old loans simultaneously and create a single new offer loan. Rollover also called as one to one will simply rollover an old loan and create a new offer loan

Creates a drawdown for the specified customer by capturing necessary details such as interest, payment schedule, repayment, and settlement instructions. Through this service, the drawdown will be auto approved on creation.

Splits/Merge/Rollover in Drawings level

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create a simulation for loan product with details like customer identifier, currency, etc.

Link the direct debit to an existing drawing under a facility

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Create a simulation payoff activity for loan product with product id details

User should be able to increase the commitment amount of the existing deal arrangement.

User should be able to decrease the commitment amount of the existing deal arrangement

Deal tenure can be increased or decreased

Increase the commitment amount of the credit agreement (facility) with the incremental amount

Decrease the commitment amount of the credit agreement (facility) by the specified amount

Updates facility tenure by increasing or decreasing the term, in addition it allows the amendment of the availability schedule of the contract.

To increase the drawdown commitment for a given arrangement

To decrease the drawdown commitment for a given arrangement

Existing deal level commitment term is blocked

Existing deal level commitment term is unblocked

There could be adverse credit rating of the customer as part of the periodic review and bank would like to restrict further credit exposure. In such cases when the facility is blocked further drawdowns are not allowed while the existing drawings can be serviced.

There could be adverse credit rating of the customer as part of the periodic review and bank would have restricted further credit exposure and stipulated some mitigants to be fulfilled by customer based on which the restrictions on credit exposure can be lifted. This API is used to unblock the facility commitment.

Allows update of credit limit for customer with information such as sanctioned amount, expiry date, review frequency of limit - Deprecated. Use holdings-creditLimits-service-v1.0.0 instead. New url- /holdings/creditLimits/limits/{limitId}/unsecuredLimits(updateUnsecuredLimits) or /holdings/creditLimits/limits/{limitId}/securedLimits(updateSecuredLimits) or /holdings/creditLimits/limits/{limitId}/limitAmounts(updateLimitAmounts)

Update fee ratchet for a given facility or deal arrangement

Update margin ratchet details for principal Interest, penal interest and commission at deal level

Update pricing grid margin for principal & penal interest at drawdown level

Update administrative fee collected for the deal

It is a common fee charged by lenders when you apply for a loan, it covers the costs of processing your application, including things like administrative costs, credit assessment, loan set-up and document preparation etc.

Perform the full credit agreement (facility) cancellation

Deletes a new offer for the required facility contract when at least the mandatory input is provided. Facility offer is a draft contract, which allow the user to delete the contract online and facility offer contract will not affect the balance sheet of the bank.

Cancellation of offer drawdown for the required customer.

Retrieves the payoff details of a loan

Update participant settlement instructions, skims, charges, own bank account details, agent bank beneficiary details and trading details.

Allow user to change schedule condition in facility level.

Perform repayment date change for the loan product with details like loan reference, product id , etc.

Retrieves the schedule payment information for paid and upcoming installments details

Retrieves the schedule payment information for paid and upcoming installments details

Allows update of credit limit for customer with information such as sanctioned amount, expiry date, review frequency of limit - Deprecated. Use holdings-creditLimits-service-v1.0.0 instead. New url- /holdings/creditLimits/limits/{limitId}/unsecuredLimits(updateUnsecuredLimits) or /holdings/creditLimits/limits/{limitId}/securedLimits(updateSecuredLimits) or /holdings/creditLimits/limits/{limitId}/limitAmounts(updateLimitAmounts)

User should be able to update the sub limits based on the risk criterion. When restrictions and allocations are regulated based on the risk elements, borrower, currency and product (Product, Product group, and Product line).

Performs update of covenants and conditions for a facility. Covenants are requested in periodic basis and the conditions are one-time evidence. On non-submission or non-compliance of the evidences, the related consequent activity will be restricted

API for the creation and management of credit agreements for corporate customers. The types of credit agreements are single level facility, credit agreement with multiple facilities, club loans with agency and syndicated loans

Drawing condition are set based on the product line, product group, product, property, currency, attribute, value, message for drawdown under facility level.

Drawing rules such as borrower, currency, product and product group are defned for drawdown under facility level.

Links a direct debit to an existing facility

Update the account conditions of the loan such as alternate references, posting restrictions, etc

Perform the renegotiation of the loan contract details such as payment frequency, interest rates, etc.

Perform the renegotiation of the loan contract details such as payment frequency, interest rates, etc.

Bill balances such as commitment balance, principal or interest or charge amount of facility should be adjusted

Perform the write off of all the balances and bills of a loan. Bank calls for the write off of a loan borrowed by a defaulter when the chances of loan recovery are almost zero and its assets are non-performing.

Bill balances such as commitment balance, principal or interest or charge amount of facility should be adjusted

Perform a write off of the balances and bills such as principal or interest or charge amount for the unpaid loans

Perform a write off of the balances such as principal or interest or charge amount for the unpaid loans

Perform a write off of the bills such as interest or charge amount for the unpaid loans

Given the scenario, when there is a cross currency involved considering facility and drawings in different currencies, exchange rate is applicable and the same is updated using the exchange rate functionality. Exchange rate property class is to define the Exchange Rate (FX), rate tolerance and prior days, advance FX fix activity, and so on to support the advance FX fixing requirement. Drawings created other than the facility currency, the exchange rate defined under the exchange rate property should be applied. User should be able to retrieve the exchange rate details updated with this API.

Updates the customer for the given loan contract

Initiate update payment holiday activity for a small business loan

Simulate update payment holiday activity for a small business loan

Retrieves payment holiday details for the given arrangement such as payment type, holiday date, original payment amount and new payment amount

Update the account conditions of the loan such as alternate references, posting restrictions, etc

Update the interest conditions of the loan such as interest rate, spread, margin etc

Retrieves the interest accrued for the current period of an account

Retrieves the interest accruals of the previous year

Retrieve the past period's interest accruals

Performs update of covenants and conditions for a loan account. Covenants are requested in periodic basis and the Conditions are one-time evidence. On non-submission or non-compliance of the evidences, the related consequent activity will be restricted

Captures and accepts the annual financial statement details like debt equity ratio, profit or loss and turnover of the company

Captures and accepts the incorporation certificate details like entity name, type, incorporation date

Captures and accepts the quarterly financial statement details like debt equity ratio, profit or loss and turnover of the company

Retrieves the covenants and conditions for a loan account. Covenants are requested in periodic basis and the Conditions are one-time evidence. On non-submission or non-compliance of the evidences, the related consequent activity will be restricted

Performs update of covenants and conditions for a loan account. Covenants are requested in periodic basis and the conditions are one-time evidence. On non-submission or non-compliance of the evidences, the related consequent activity will be restricted

Change loan from one product to another such as changing one loan product to another loan product

Execute loan charge-off activity to charge-off account balance only

Retrieves the charge off balances of an arrangement account

Migration of a legacy system loan contract to the given product by providing the original contract date, principal amount, term, payment frequency and start date, etc.

Captures the bill information of the loan such as bill id, property names, bill amount etc. This is used to migrate the bills of a legacy contract which is migrated from other system & update the bill details

Captures the balance details of the mortgage loan such as balance type, due amount etc. This is used to migrate the balances of a legacy contract which is migrated from other system & update the balance details.

Retrieves the details such as the deal id, account number, short description of the facility, customer name and deal status for a customer.

Retrieves the customer exposure such as the facility number, type of facility, maturity date and various amounts of the facilities/standalone loans.

Retrieves the details such as facility id, title, currency, status and commitment amount for all the facilities under a deal.

Retrieves the details such as the facility id, account number, short description of the facility, customer name and facility status for a customer.

Retrieves the fee and margin ratchet details pertaining to deal, facility or drawdown

Retrieves the charge details associated at facility and drawdown level

Retrieve sublimits details for the specific facility arrangement

Retrieve the details of the facility.

Retrieves the drawings under a facility

Retrieves the list of available products for credit agreements.

Retrieves the consolidated balances for a facility arrangement

Retrieves the parent facility for a drawing

Retrieves the details such as the facility id, account number, short description of the facility, customer name and facility status for a customer.

Retrieves the facilities expiring in the next 7 days

Retrieves the commitment schedule of a facility

Retrieves the available drawing products under the facility

Retrieves the financial summary for a facility arrangement

Retrieve participant details for the specific facility arrangement

Retrieve sublimits details for the specific facility arrangement

Retrieves the payment schedule of facility and its drawings

Retrieves the details of the given loan

Retrieves the activity log of an account

Retrieves the list of loans associated with a customer

Retrieves loan details

Retrieves the status of a loan

Retrieves the statement frequency of an account

Retrieves the loan details of an account

Retrieves the list of approved accounts created from the loan products

Retrieves the list of simulated accounts created under the given lending product line

Retrieves the list of closed or matured accounts for a given lending product line

Retrieves the list of accounts in hold status for the given lending product

Retrieves the list of unapproved accounts for the given loan product

Retrieves the balance details such as commitment balances, utilized balances.

Retrieves the past dues and overdues for a drawing

Retrieves the drawings expiring in the next 7 days.

Drawing rules such as borrower, currency, product and product group are defned for drawdown under facility level.

Retrieves the details such as rollover date, rollover status etc of pending drawdowns and rollovers for a drawing.

Retrieves the details such as the drawing id, account number, short description of the loan, customer name and loan status for a customer.

Retrieves the information of movements on a credit line such as transaction reference, transaction amount, transaction currency, limit id etc.

Retrieves the settlement details for the given arrangement such as payment type, payin account, payin percentage, payin amount, payout account, payout percentage, payout amount, etc

Retrieves the repayment schedule details for an arrangement with simulation reference number

Retrieves the schedule payment information for paid and upcoming installments details

Retrieves all the products available in the catalogue

Retrieves the catalogued conditions of a given product

Retrieves the charge details of an account

Retrieves the simulation details of the contract based on the selection criteria. It returns the bill details of the loan

Retrieves the outstanding amount to be paid for a loan

Creates a club facility with facility details along with the details of participating lenders

Creates a club drawing arrangement with drawdown details along with the details of participating lenders

Creates a funded share transfer for a facility when participant details are passed. Share of a funding participant is transferred to another funding participant in a club facility and underlying drawings

Creates a risk share transfer for a facility when participant details are passed. The risk of the own bank in a facility is mitigated by selling a portion risk to another financial institution

Creates a funded share transfer for a drawing under a facility when participant details are passed. Share of a funding participant is transferred to another funding participant in a standalone club loan

Creates a risk share transfer for a drawing under a facility when participant details are passed. The risk of the own bank in a loan is mitigated by selling a portion risk to another financial institution

Retrieves club facilities, drawings and deal

Create a trade for a syndicated loan as initially agreed upon between counterparties.

Confirm the trade when all the parties involved agreed the terms and conditions of the trade.

Update additional details in trade.

Update borrower consent for trade

Update the trade due to changes in commitment amount being traded.

Finalize the trade to verify all necessary details are available.

Issue pricing letter to the counter party for a final settlement amount.

Settle the trade in bank books.

Cancel the trade in bank books.

Amend charges already authorized in the trade

View all the charge details for a given trade.

View all the trade products

Create the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment

Initate a new instant payment order. This API can be called in validate or commit mode. Former validates and responds back with status (and errors if any). Latter validates and commits if there are no validation errors.

Create a recall in response to a bank operator's request for a payment that has been previously sent out. Recall can be initiated for a specific payment reference and requires reason (code) for recall.

Create a recall in response to a customer's request for a payment that has been previously sent out. Recall can be initiated for a specific payment reference and requires reason (code) for recall.

Respond to a recall request for a payment that was made previously. Positive (Acceptance - Willing to Return Funds) or Negative (Rejection - Unwilling to Return Funds) responses are acceptable, but they must be accompanied by a reason (code).

Respond to a recall request for a payment that was made previously. Positive (Acceptance - Willing to Return Funds) or Negative (Rejection - Unwilling to Return Funds) responses are acceptable, but they must be accompanied by a reason (code).

Retrieves all type of payment transactions

Retrieves audit trail which contains information on the lifecycle of a payment. Details can be retrieved for a specific payment or for all payments in the system.

Retrieve the status of payment order for a given order id

Retrieves the history of all cases associated with a specific payment

Retrieve completed payments that are eligible for recall

Retrieve the status of an outward recall requests sent for completed payments

Create a customer with the information such as customer contact information, residence details, legal document details, occupation details and relationship details, etc provided by the user

Create a customer relationship for a customer with details such as type of relationship, party information, related as, owning details, role & purpose of relationship

Update customer details with the information such as customer contact information, residence details, legal document details, occupation details and relationship details, etc provided by the user

Update customer relationship for a customer with details such as type of relationship, party information, related as, owning details, role & purpose of relationship

Retrieves the customer details such as customer contact information, residence details, legal document details, occupation details and relationship details for the specific customer

Retrieves customer relationship details such as type of relationship, party information, related as, owning details, role & purpose of relationship for specific party or customer