Event Name
updateInterest.interestUpdated
Domain
holdings
Description
Indicates amendment to interest condition.
Properties
{
"baseDetails": {
"type": "object",
"description": "Indicates the identifier for base details in which system reference, base contract reference, event name, effective date and other related details are defined",
"id": "urn:jsonschema:BaseDetails",
"properties": {
"contractReference": {
"type": "string",
"description": "Contains the contract reference"
},
"systemReference": {
"type": "string",
"description": "Contains the identifier for the system in which the event originated from. For ex, ‘Hogan’ or ‘TransactAccounts’ etc"
},
"companyReference": {
"type": "string",
"description": "Contains the identifier of the underlying Entity or Company or Branch"
},
"eventName": {
"type": "string",
"description": "The name that is displayed for the event"
},
"baseEventIdentifier": {
"type": "string",
"description": "Indicates the name of the event that is happening in the core system"
},
"effectiveDate": {
"type": "string",
"description": "Contains the identifier for the transaction date. Dates are expected in ‘YYYYMMDD’ format"
},
"bookingDate": {
"type": "string",
"description": "Indicates the date on which this business activity is booked in the underlying system. The effective date and booking date could be different if systems allow forward/back dated business transactions. Dates are expected in YYYYMMDD format. If booking date is not passed, effective date would be assumed as booking date."
},
"contractCurrency": {
"type": "string",
"description": "Indicates the currency associated with the contract"
},
"channel": {
"type": "string",
"description": "Contains the channel in which the activity was performed. If pricing is not determined based on channel, then this is not significant"
},
"branch": {
"type": "string",
"description": "Contains the branch name/code in which the business activity was performed. If pricing is not determined based on branch, then this is not significant"
},
"lineOfBusiness": {
"type": "string",
"description": "Contains the line of business in which the activity was performed. If pricing is not determined based on line of business, then this is not significant"
},
"activityDateTimeStamp": {
"type": "string",
"description": "Contains the date and time of activity triggered."
},
"transactionReference": {
"type": "string",
"description": "Contains the identifier for the transaction in the core system"
},
"reversalIndicator": {
"type": "boolean",
"description": "Indicates whether the underlying transaction is reversed so that the details of the same could be removed from Enterprise product pricing system"
},
"originationReference": {
"type": "string",
"description": "Identifier of the account in source system, eg, a origination system."
},
"contractStatus": {
"type": "string",
"description": "Contains the status of the contract, e.g. open, matured or liquidated, unauthorised or authorised, closed."
},
"accountId": {
"type": "string",
"description": "Identifier of the account. Often referred to as the account number, yet for consistency this is always referred to as accountId. Accepts both IBAN & BBAN"
},
"overdue": {
"type": "string",
"description": "Indicates the aging status of the arrangement."
},
"eventCount": {
"type": "number",
"description": "Indicates the number of events emitted from Transact for an activity"
},
"quotationReference": {
"type": "string",
"description": "Contains the unique identifier for the requested pricing quotation. Pricing quotation can be requested for new account, account transaction, account closure, etc"
},
"feeDetails": {
"type": "array",
"description": "Indicates the identifier for fee details in which fee name, fee amount, adjsuted fee amount are defined",
"items": {
"id": "urn:jsonschema:FeeDetails",
"properties": {
"feeName": {
"type": "string",
"description": "Indicates the description for type of fee which is applied for payment instruction"
},
"feeAmount": {
"type": "string",
"description": "Indicates the fee amount which is applied for the payment instruction"
},
"feeCurrency": {
"type": "string",
"description": "Indicates the fee currency in which fee amount is applied for the payment instruction"
},
"adjustFeeAmount": {
"type": "string",
"description": "Indicates the adjustment detail if the base fee is adjusted for some reason in the system. This is a signed number. Hence if any decrease in fee should be indicated with a negative sign."
},
"adjustFeeReason": {
"type": "string",
"description": "Indicates the reason for adjusting the base fee. System use adjust fee reason for analytics purpose."
}
}
}
},
"balances": {
"type": "array",
"description": "The monetary value of each balance type for an account is itemised.",
"items": {
"id": "urn:jsonschema:Balances",
"properties": {
"balanceName": {
"type": "string",
"description": "Balance name"
},
"closingBalance": {
"type": "string",
"description": "Closing balance of the arrangement"
},
"dateType": {
"type": "string",
"description": "Indicates the date type which qualifies the balance dates. Allowed options are TRADE or VALUE. If it is not passed, default option will be value"
},
"debitTotalAmount": {
"type": "string",
"description": "Indicates the total amount which is debited from the contract or account."
},
"creditTotalAmount": {
"type": "string",
"description": "Indicates the total amount which is credited to the contract or account"
},
"timeStamp": {
"type": "string",
"description": "Deprecated - Time Stamp"
},
"openingBalance": {
"type": "string",
"description": "Balance brought forward from the previous date/period."
}
}
}
},
"alternateReferences": {
"type": "array",
"description": "If the new Account to be created is a shadow of another Account already exisitng in another system, then the Account reference of that system can be specified here. The value given in this field will be mapped to ALTERNATE.ID field in arrangement activity and ensure that this Account doesn't already exist in T24 with another reference (because ALTERNATE.ID would be configured to be unique across T24).",
"items": {
"id": "urn:jsonschema:AlternateReferences",
"properties": {
"alternateIdType": {
"type": "string",
"description": "Contains the alternate account system identifier used for defining the alternate account Id"
},
"alternateId": {
"type": "string",
"description": "An Alternate Identification for the Deal. This can be used to retrieve the Deal for amendment."
}
}
}
},
"extension": {
"type": "array",
"description": "",
"items": {
"id": "urn:jsonschema:Extension",
"properties": {
"key": {
"type": "string",
"description": "Key to a specific extension"
},
"values": {
"type": "array",
"description": "Values associated to the key for extension",
"items": {
"type": "string"
}
}
}
}
}
}
},
"interest": {
"type": "array",
"description": "Interest amount",
"items": {
"id": "urn:jsonschema:Interest",
"properties": {
"rateName": {
"type": "string",
"description": "Specifies the name displayed for the interest rates"
},
"rateDescription": {
"type": "string",
"description": "Indicates the description of the rate name"
},
"interestConditions": {
"type": "array",
"description": "Indicates the interest condition information such as interest period, rate date and interest days since start",
"items": {
"id": "urn:jsonschema:InterestConditions",
"properties": {
"effectiveDate": {
"type": "string",
"description": "Contains the identifier for the transaction date. Dates are expected in ‘YYYYMMDD’ format"
},
"rateTierType": {
"type": "string",
"description": "Different interest rates can be applied for tiers determined by monetary amounts. Standard selection to choose from - Single, Level, Banded"
},
"tierDetails": {
"type": "array",
"description": "Indicates the identifier for the tier details in which tier rate, tier value and other details are defined.",
"items": {
"id": "urn:jsonschema:InterestTierDetails",
"properties": {
"fixedRate": {
"type": "string",
"description": "Numeric value for the interest rate entered manually."
},
"floatingIndex": {
"type": "string",
"description": "Indicates the type of interest which is tied to a variable base rate"
},
"periodicDetails": {
"type": "array",
"description": "Contains the details about the periodic rate like period, method defined in the transaction. ",
"items": {
"id": "urn:jsonschema:PeriodicDetails",
"properties": {
"periodicIndex": {
"type": "string",
"description": "Denotes an index which points to the right period of the securities or holdings."
},
"periodicType": {
"type": "string",
"description": "Indicates the period used to fetch interest rate from the Periodic Interest definition"
},
"periodicRate": {
"type": "string",
"description": "Specify the period which will be used to fetch the interest rate"
},
"periodicPeriod": {
"type": "string",
"description": "Define the period which has to be used to calculate the interest rate"
},
"periodicMethod": {
"type": "string",
"description": "Indicates the method used to calculate the interest rate for period interest setup"
},
"initialResetDate": {
"type": "string",
"description": "Specifies the initial date from which the interest rate has to be reset. If specified along with a reset frequency, the initial reset date will be used for deriving the subsequent reset dates"
},
"periodicReset": {
"type": "string",
"description": "Indicates the reset period of the periodic index defined"
},
"nextResetDate": {
"type": "string",
"description": "Indicates the date when the periodic rate will be reset next."
}
}
}
},
"margins": {
"type": "array",
"description": "Defines whether there are single or multiple margins to be considered while arriving at the applicable interest rate Allowed values: null (default): multiple margins may be defined SINGLE: only a single margin is allowed",
"items": {
"id": "urn:jsonschema:Margins",
"properties": {
"marginType": {
"type": "string",
"description": "Defines whether there are single or multiple margins to be considered while arriving at the applicable interest rate Allowed values: null (default): multiple margins may be defined SINGLE: only a single margin is allowed"
},
"marginOperand": {
"type": "string",
"description": "Indicates whether the margin is positive or negaitve, when margin percentage is applied on the market rate while calculating the fair value. Possible values include + or -"
},
"marginRate": {
"type": "string",
"description": "This is the rate applied over the default interest rate or commission rate to achieve the actual rate."
}
}
}
},
"tierAmount": {
"type": "string",
"description": "The monetary amount for the tier."
},
"tierPercent": {
"type": "string",
"description": "Applicable tier percentage (between 0 and 100) for interest calculations based on amount bands"
},
"effectiveRate": {
"type": "string",
"description": "Indicates the actual interest rate applied for the account after adjustment/tier calculation/based on basic or Periodic index value"
},
"linkedRateIndicator": {
"type": "string",
"description": "The interest rate for the tier can be linked to that of another account, YES/NO indicator"
}
}
}
},
"extension": {
"type": "array",
"description": "",
"items": {
"id": "urn:jsonschema:Extension",
"properties": {
"key": {
"type": "string",
"description": "Key to a specific extension"
},
"values": {
"type": "array",
"description": "Values associated to the key for extension",
"items": {
"type": "string"
}
}
}
}
}
}
}
}
}
}
},
"previousState": {
"type": "object",
"description": "Contains the previous value of the attribute before the update",
"id": "urn:jsonschema:PreviousState",
"properties": {
"interest": {
"type": "array",
"description": "Interest amount",
"items": {
"id": "urn:jsonschema:Interest",
"properties": {
"rateName": {
"type": "string",
"description": "Specifies the name displayed for the interest rates"
},
"rateDescription": {
"type": "string",
"description": "Indicates the description of the rate name"
},
"interestConditions": {
"type": "array",
"description": "Indicates the interest condition information such as interest period, rate date and interest days since start",
"items": {
"id": "urn:jsonschema:InterestConditions",
"properties": {
"effectiveDate": {
"type": "string",
"description": "Contains the identifier for the transaction date. Dates are expected in ‘YYYYMMDD’ format"
},
"rateTierType": {
"type": "string",
"description": "Different interest rates can be applied for tiers determined by monetary amounts. Standard selection to choose from - Single, Level, Banded"
},
"tierDetails": {
"type": "array",
"description": "Indicates the identifier for the tier details in which tier rate, tier value and other details are defined.",
"items": {
"id": "urn:jsonschema:InterestTierDetails",
"properties": {
"fixedRate": {
"type": "string",
"description": "Numeric value for the interest rate entered manually."
},
"floatingIndex": {
"type": "string",
"description": "Indicates the type of interest which is tied to a variable base rate"
},
"periodicDetails": {
"type": "array",
"description": "Contains the details about the periodic rate like period, method defined in the transaction. ",
"items": {
"id": "urn:jsonschema:PeriodicDetails",
"properties": {
"periodicIndex": {
"type": "string",
"description": "Denotes an index which points to the right period of the securities or holdings."
},
"periodicType": {
"type": "string",
"description": "Indicates the period used to fetch interest rate from the Periodic Interest definition"
},
"periodicRate": {
"type": "string",
"description": "Specify the period which will be used to fetch the interest rate"
},
"periodicPeriod": {
"type": "string",
"description": "Define the period which has to be used to calculate the interest rate"
},
"periodicMethod": {
"type": "string",
"description": "Indicates the method used to calculate the interest rate for period interest setup"
},
"initialResetDate": {
"type": "string",
"description": "Specifies the initial date from which the interest rate has to be reset. If specified along with a reset frequency, the initial reset date will be used for deriving the subsequent reset dates"
},
"periodicReset": {
"type": "string",
"description": "Indicates the reset period of the periodic index defined"
},
"nextResetDate": {
"type": "string",
"description": "Indicates the date when the periodic rate will be reset next."
}
}
}
},
"margins": {
"type": "array",
"description": "Defines whether there are single or multiple margins to be considered while arriving at the applicable interest rate Allowed values: null (default): multiple margins may be defined SINGLE: only a single margin is allowed",
"items": {
"id": "urn:jsonschema:Margins",
"properties": {
"marginType": {
"type": "string",
"description": "Defines whether there are single or multiple margins to be considered while arriving at the applicable interest rate Allowed values: null (default): multiple margins may be defined SINGLE: only a single margin is allowed"
},
"marginOperand": {
"type": "string",
"description": "Indicates whether the margin is positive or negaitve, when margin percentage is applied on the market rate while calculating the fair value. Possible values include + or -"
},
"marginRate": {
"type": "string",
"description": "This is the rate applied over the default interest rate or commission rate to achieve the actual rate."
}
}
}
},
"tierAmount": {
"type": "string",
"description": "The monetary amount for the tier."
},
"tierPercent": {
"type": "string",
"description": "Applicable tier percentage (between 0 and 100) for interest calculations based on amount bands"
},
"effectiveRate": {
"type": "string",
"description": "Indicates the actual interest rate applied for the account after adjustment/tier calculation/based on basic or Periodic index value"
},
"linkedRateIndicator": {
"type": "string",
"description": "The interest rate for the tier can be linked to that of another account, YES/NO indicator"
}
}
}
},
"extension": {
"type": "array",
"description": "",
"items": {
"id": "urn:jsonschema:Extension",
"properties": {
"key": {
"type": "string",
"description": "Key to a specific extension"
},
"values": {
"type": "array",
"description": "Values associated to the key for extension",
"items": {
"type": "string"
}
}
}
}
}
}
}
}
}
}
},
"repaymentDetails": {
"type": "array",
"description": "Contains the repayment details like payment type, payment frequency, payment method defined in the transaction.",
"items": {
"id": "urn:jsonschema:Repayment",
"properties": {
"effectiveDate": {
"type": "string",
"description": "Contains the identifier for the transaction date. Dates are expected in ‘YYYYMMDD’ format"
},
"schedules": {
"type": "array",
"description": "Indicates where this pool may be run either online or End of the day.",
"items": {
"id": "urn:jsonschema:Schedules",
"properties": {
"repaymentType": {
"type": "string",
"description": "Contains the repayment Type. Eg. INTEREST_ONLY, PRINCIPAL_AND_INTEREST"
},
"description": {
"type": "string",
"description": "Indicates the description of the contract"
},
"paymentMethod": {
"type": "string",
"description": "Method chosen to make the payment"
},
"paymentFrequency": {
"type": "string",
"description": "The frequency at which a payment is required to be generated"
},
"paymentFrequencyDescription": {
"type": "string",
"description": "Contains the description of the given payment frequency like Monthly for M01, Weekly twice for W02, etc…"
},
"payments": {
"type": "array",
"description": "Groups the payment currency and country details",
"items": {
"id": "urn:jsonschema:Payments",
"properties": {
"startDate": {
"type": "string",
"description": "Contains the date on which the transaction or payment gets initiated."
},
"endDate": {
"type": "string",
"description": "Indicates the date till which the transaction history requested. If 20120101 is the start date and 20120201 is the end date, all transactions that are booked between January 1 to February 1 2012 are returned"
},
"numberOfPayments": {
"type": "string",
"description": "Specifies the number of coupon or interest payments a year"
},
"calculatedPaymentAmount": {
"type": "string",
"description": "System calculated Payment amount."
}
}
}
},
"nextPaymentDate": {
"type": "string",
"description": "Indicates next payment date for the contract"
},
"scheduledProperties": {
"type": "array",
"description": "Indicates the properties with amounts to be paid",
"items": {
"id": "urn:jsonschema:ScheduledProperties",
"properties": {
"scheduledProperty": {
"type": "string",
"description": "Indicates the properties with amounts to be paid"
}
}
}
}
}
}
},
"extension": {
"type": "array",
"description": "",
"items": {
"id": "urn:jsonschema:Extension",
"properties": {
"key": {
"type": "string",
"description": "Key to a specific extension"
},
"values": {
"type": "array",
"description": "Values associated to the key for extension",
"items": {
"type": "string"
}
}
}
}
}
}
}
}
}
}
}