holdings
APIs to create, update and retrieve the various holdings of the customer and financial institution. For example, accounts, arrangements, balances and treasury/securities instrument positions.
Asset Finance Contract Management
API's to create and manage asset finance agreement for SME customers
Corporate Action Event Management
Allows to view corporate action events, options of the entitlements, approval awaiting entitlements and management of the entitlements
Corporate Dashboard
API to retrieve the limits, trade finance, guarantees and other corporate approval requests
Limit Liabilities and Forex Limits
API to manage credit limit related information such as retrieving limit utilisation or outstandings, limit cashflow, overdrawn limits, limits review & expiry, sublimit details and manage limit sharing group details of master and sub groups.
List of Arrangements for a Product Line
Manage and retrieves the list of arrangement for a given product line
Portfolio Management
Allows the creation, updation and closure of the portfolio, delinking an account from the portfolio and retrieves the account balance, valuation and other information and creating credit facility for a portfolio by pledging assets
Retrieves the Details of a Facility Arrangement Account
Retrieves the details of a facility arrangement account. It includes purchase summary and details of drawings such as interest rates, installment dates, installment amounts, total payment amounts and cash back applicable for the installment products under the facility arrangement
Security Settlements
Allow to retrieve and manage security settlement details which can be portfolio or transaction specific
Treasury Interest Rate Swap Revaluation
API to retrieve the cash flow details of the interest rate swap contracts and calculates the present value of both asset leg and liability leg cash flows. In case of cross currency swap contracts this API calculates the currency wise daily profit/loss incurred from the NPV revaluation based on the discount rate provided.
Treasury Live Rates
API to retrieve the currency exchange rate (market middle rate) of a foreign currency with respect to local currency of the institution, which is stored and updated regularly in the system data records. This middle rate is used in the revaluation process to revalue the foreign currency positions.
Treasury Positions
API to retrieve position information from different transactions affecting cash flows, interest rate mismatches, foreign exchange positions along with mark to market revaluation, profit/loss resulting from changes in the market value of the currency and arranges them into different time buckets as configured by the institution.
order
APIs to create, update and retrieve various types of order instructions, such as payments, transfers and treasury/securities instrument orders.
Direct Debits Management
APIs to retrieve and manage direct debits and mandates collection details of customers or accounts. Direct debits are typically used for recurring payments, such as credit card and utility bills, where the payment amounts vary from one payment to another.
Management of Standing Order Instructions
API to create, update and manage the Standing Instructions of an Account to pay a set amount at regular intervals to another's account.
Security Transfers
Allows the creation, viewing and management of security transfer orders, view the inbound and outbound security transfer orders and creation of orders through channels
Treasury Forex Orders
API to create, update and manage different types of foreign exchange deals such as spot, forward, swap and limit orders for a customer to buy/sell currencies at the desired exchange rates and at the predetermined dates.
party
APIs to create, update and retrieve the customer and financial institution related data such as the name/address, KYC details, documents and customer contact logs
Customer Data Protection Reports Management
API to create data rights management report for customer
Customer Data Protection Rights Management
API to create, update and manage the customers' (data subjects') data protection consent and rights for the processing of their personal data. It defines a set of enhanced rights for individuals over the collection, usage of their personal data and the right to restrict processing.
Customer Documents and Images
Allows the creation, viewing and management of customer documents and images.
Customer Open Banking Connections
API to create, view and manage the customer external account aggregation connections
External User Administration
API to create, update and manage the external user profiles for user administration
IFRS Customer Default Probability
Update probability of default (the probability that the asset will default) and loss given default (the loss percentage given that when the asset default) at customer level to calculate the expected credit loss based on their stages under IFRS 9 impairment model.
Management of External Users
API to retrieve and manage external user preferences and profiles
Management of Payments Beneficiaries
API to create, update and manage beneficiary details related to payment processing
Management of Signatory Mandates
API to create, update and manage signatory mandates and perform mandate check simulation for a transaction. Mandates are configurable settings in the system for financial or non financial transactions that require a set of valid signatories approvals before transactions can be authorized
Party Customer management
API to create, update and manage customer details such as delivery preferences, joint customer details, party relationships, KYC details, alert subscriptions, customer exit status, customer address formats & posting restrictions
Security Customer Management
Allows to create,view or manage a Securities Customer and block chain id
product
APIs to manage the product related details such as the product catalogue, product types/groups and interest conditions
Eligible Products for the Customer
API to identify and retrieve the eligible product details, based on the interest of the customer
reference
APIs to manage general reference data, such as currencies, countries, IBAN structures and Swift bank codes.
APIs to retrieves topic and event group
Retrieves the details of events configured for generation along with their respective topic names.
Bank Identifier Codes
API to validate and retrieve the Bank Identifier Code (BIC) related details. The BIC is the SWIFT Address assigned to a bank in order to send automated payments to the banks concerned. It uniquely identifies the name and country of the bank and consists of 8-11 characters. Example format AAAABBCCDDD, where AAAA: 4 character bank code, BB: 2 character country code, CC: 2 character location code, DDD: optional 3 character branch code.
Cash management - Rates for a bundle master account
Retrieves the Exchange and Internal Rate mapped for a bundle master account
Category Codes
API to retrieve the details of category codes used to classify financial transactions on T24 according to the type of business operation or product.
Collateral Types and Subtypes
API to retrieve the list of collateral types and subtypes offered by the system. These classifications are used to categorize the customer collaterals
Countries
API to retrieve the details of countries that are available in the system. Each country is identified by its ISO country code
Credit Facility Products
Allows retriving the facility products available in the system to enable part pledging of security positions as collateral.
Currencies
API to retrieve the list of currencies that are available in the system including the buy and sell rate defined for each currency. Each currency is identified by its ISO currency code.
Department Account Officer
API to retrieve the list of department or account officers defined in the system used for various purposes such as recording transactions allocated to an account officer or for customer relationship management i.e. an account officer can be assigned to different customers.
Financial Companies
API to create, approve an entity and create an entity group. Retrieve list of entities, exchange rate of an entity, master entity and list of entity groups.
Financial Institutions Message Exchange Relationship Authorisation Management
APIs to create the agreement that is made between the parties in a business relationship to provide permission to send messages for a specific SWIFT service.
Industries
API to manage the different industry definition available in the system. Industries are categorized based on type or nature of work like health care, sports, non-profit institutions, etc.
Interest Rates
API to retrieve the details of Basic and Periodic Interest Rates, history of interest rate changes and base rate identifiers and associated descriptions available in the system.
International Bank Account Number IBAN
API to manage International Bank Account Number (IBAN) related services. The IBAN consists of up to 34 alphanumeric characters comprising a country code; two check digits; and a number that includes the domestic bank account number, branch identifier, and potential routing information. IBAN example: GB29HBUK40972924681012
Job Titles
API to manage the different job titles available in the system. Job title identifies the role or nature of the job like accountant, professor, manager, etc.
Organization Dates
APIs to retrieve the working day and holiday information that is used by the organization, either a list for all legal entities or for a specific legal entity.
Organization Structure
API retrieves the organization structure details defined in the system
Posting Restriction Details
API to define any type of posting restrictions which may be imposed on Accounts or Customers. Posting restriction determines whether specific transaction should be approved or restricted based on the definition. It manages the details such as restriction type, restriction reason, restriction removal reason, allow transaction and transaction code which may be assigned to account or customer. Therefore, any transaction meeting the specified conditions will receive a warning.
Sectors
API to manage the different sectors available in the system. Sectors are used to categorize a customer or entity as individual, agency, financial corporations, banks, etc.
Swift Reference Data
API to retrieve variety of information in relation to financial institutions such as the National Identifier (nationalId) codes, Legal Entity Identifier (LEI) details and Global Payment Initiative (GPI) participant details. LEIs are identification codes that enable consistent and accurate identification of all legal entities that are parties to financial transactions, including non-financial institutions
Transaction Codes
APIs to manage transaction code details. Transaction codes or types are unique identifiers indicating the type of transaction carried out in the system.
Treasury Limit
Allows the configuration of the Treasury limits. The user can set Intraday, Overnight and Stop loss limit. Limits can be set to monitor transaction size and also at product level.
Treasury Time Buckets
API to retrieve periods and dates for defined time buckets TOM (tomorrow), Spot, Spot next etc.
System
APIs to manage and retrieve system settings and details of the available system services such as online upgrades, close of business and ad-hoc services.
APIs to Control Service Elasticity for System Deployed in Cloud
Creates , amends and retrieves the service profile elasticity features including upscaling and downscaling of processing agents, enabling dynamic provisioning and cleaning up inactive pods
APIs to create, update and retrieve the signature of a method
Create, update and retrieve the signature of a method such as parameter name, data type and other options which is used to invoke.
Data Event Streaming
APIs to create and retrieve event streaming configuration data. These APIs can also be used to capture the Data Replications enabled records from memory when a transaction is committed to the system.
Delivery Channels
API to manage delivery channels or services with definitions of interface used by the services , protocol details, message transformation, formatting module, address rules and local authentication details. These definitions allows the institutions or banks to predefine the delivery service settings that would be used for different types of delivery communication like statement reports, transaction notifications, etc based on the delivery address definitions of customer or accounts. Examples of delivery services provided are SWIFT, EMAIL, SMS, TELEX, ISOMX, POSTAL, etc.
Document Management Settings
API to retrieve the settings related to document management such as document name, document type and whether it is mandatory
Enquiry Extensions
Creates, Amends, Deletes and Queries the query extensions, which stores the generic field definitions, for query processing.
Event Transaction Log
API to create,view and modify event transaction log in Transact. The log is updated with details of configured transactions which triggered the event in the system.
Exception Management API
Allows the configuration and initiation of exception workflow. Under the configuration, the user can enable the exception workflow, setup the necessary exceptions and update the participant details.
Management of External Accounting System Settings
API to create and manage external accounting system settings in order to externalize accounting and general ledger system.
Master Data Access
API to manage configuration of Master Data Access. Master Data Access allows retrieval of data required for Transact from external systems i.e Party data, Reference data such as currency, sector.
US Model Bank NSF approver management
The NSF(Non-Sufficient Funds) approver service API allows to create, update and manage NSF approvers and approval limits.
Online Upgrade
API to create,update and retrieve details for Online Upgrades.This allows the viewing of Online Upgrade's Critical Records, Non-Critical Records, Restructure File List, Feeder Drill Down, Feeder Drill Down Channel, Primary and Secondary Job times.
Process Workflows
API to retrieve the information related to process work flow details such as work item assigned to the user, on which participant's work list the activity is residing, details on parent process which contains a sequence of workflow steps associated with it and also the role-less transactions for the provided parent process.
Service Automation
API to create, update and manage various types of system services and processes including the Close of Business process
Software Update Roll Back
API to manage configuration of software update roll back . The purpose of update roll back is to revert to the previous state of the system before the update .
System Funds Authorisation Status
API to manage the Funds Authorisation settings in Transact. The switching between online and Limited Service Mode(LSM) is done in phases by changing the value of the fundsAuthorisationStatus parameter. a) Online Phase is when Transact is in the normal service mode and Funds Authorisation Microservice (FAMS) is online as well. Transact maintains and owns the master balances. b) Preparation phase starts when the switch to the Limited Service Mode is initiated. This ends the activities in Transact and propagates the in-flight changes in FAMS. c) Limited Phase is the phase when FAMS is up to date with data required for funds authorisation and Transact can be brought offline. The funds authorisation related requests accepted in LSM mode are processed solely in FAMS. d) Sync Phase when Transact becomes operational and FAMS pushes the offline reservations and emergency blocks to Transact to sync and update the master balances.
Transact Message Services
API to manage the configuration settings of the Transact message service component (aka OFS). OFS provides a messaging interface that allows the system to process transaction and query requests. Before any requests can be processed the necessary parameters for the particular service have to be configured in the system.
Transact Release Number
API to retrieve the System Parameter such as run date and current release of the system
Transaction Usage Statistics
API to retrieve the usage count of metrics of various channels and business transactions for a particular date
User Profiles
API to create,view and modify details associated with user login profiles. The information is used by the Security Management System (SMS) to control who has access to the system, the login time periods and to what information and functions.
settings
Use these APIs to configure and fine tune settings for pricing assessment and the static tables used in payment channels.
Customer configurations
Creates customer closure parameter with properties such as enabling new customer closure process at SYSTEM level, and application specific checks for presence of customer data at the level of Id/Field/Api.