holdings
APIs to create, update and retrieve the various holdings of the customer and financial institution. For example, accounts, arrangements, balances and treasury/securities instrument positions.
Account Arrangements
The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as loans, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products.This API can be used to create and manage various types of accounts such as current, savings, corporate, islamic, non-resident and minor accounts created using the Arrangement Architecture.
Account Management
API to manage account related services such as retrieving balances, transaction and card details, emergency blocks, funds diversion, reservations, proxy identifiers and account closures. In addition, it provides functionality to support the capability to switch accounts from the current system to another bank.
Account management(Enterprise Products)
API to manage account related services such as retrieving balances, transaction and card details, emergency blocks, funds diversion, reservations, proxy identifiers and account closures. In addition, it provides functionality to support the capability to switch accounts from the current system to another bank.
Arrangement Details
API to retrieve the details of arrangement conditions such as charge, interest, limits, overdue, payment schedule, agent, alerts, and commitment. This API also allows to retrieve the pricing evaluation details, product qualification details, delivery messages, payment order, events and repayment schedules
Asset Finance Contract Management
API's to create and manage asset finance agreement for SME customers
Cash management Bundle arrangement details
API to retrieve the cash management bundle arrangements and associated details such as bundle balances, bundle hierarchy, status events, etc
Channels User Administration
Channels User Administration - Holdings APIs are used to create online service arrangements containing privileges, permissions for Channel users. Online Service Arrangements are CUSTOMER specific, personalized instances of a Online Service Product, for example, providing access to the Online Banking.
US Collateral API
Creates customer collateral with details such as collateral name, type, subtype, currency, amount, property address and flood insurance.
Corporate Action Event Management
Allows to view corporate action events, options of the entitlements, approval awaiting entitlements and management of the entitlements.
Corporate Credit Agreements
API for the creation and management of credit agreements for corporate customers. The types of credit agreements are single level facility, credit agreement with multiple facilities, club loans with agency and syndicated loans
Corporate Dashboard
API to retrieve the limits, trade finance, guarantees and other corporate approval requests
Credit Limits
APIs to create, manage and approve or cancel credit limits types and limits overseen by the credit committee. Credit Limits are overdraft features on a contract or account of a customer approved by credit committee. These APIs also provides review reports, expiry reports and utilization reports of the credit limits categorized by customer or credit limit type.
Credit Line Details
API to manage Credit Line related information such as updating, retrieving and deleting the contract associated with limit and transactions posted against the contract.
Deposit Arrangements
The arrangement architecture is a Temenos Transact framework to create and manage various products such as loans, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products.
API to create and manage various types of deposits such as short term, long term, call, bonds and Islamic deposits (Mudaraba and Wakala).
Derivative Instrument Operations
Allows the viewing and creation of option contracts to assign/exercise/expire based on either the trade reference selected or the trades filtered based on - Derivatives Contract, Maturity Date, Options(Call / Put) and Strike Price
Evidence API
Captures the covenants and conditions details for a loan account. Covenants are requested in periodic basis and the Conditions are one-time evidence. On non-submission or non-compliance of the evidences, the related consequent activity will be restricted.
External Account Arrangements
The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as Loans, Deposits, Accounts, etc. It provides a modular business component-based architecture, whereby users can create their Products by using the components provided by Temenos and these components can be reused across multiple different Products.This API can be used to create and manage various types of accounts such as Current, Savings, Corporate, Islamic, Non-resident and Minor accounts created using the Arrangement Architecture.
Financial Accounting Details
API to manage financial accounting related infomartion such as updating, retrieving and deleting journal entries, general ledger account.
Get Facility product catalog
API for fetching the facility product catalog-deprecated. The new URL is: api/v1.0.0/holdings/creditAgreements/facilities/{facilityId}/drawingProducts
IFRS Contract Default Probability
Update probability of default (the probability that the asset will default) and loss given default (the loss percentage given that when the asset will default) at contract level to calculate the expected credit loss based on their stages under IFRS 9 impairment model.
Initiate Loan Payoff Activity
Initiate Calculate Payoff activity to calculate loan payment to close an account
Initiate Payment Holiday Activity for a Loan Account
API to initiate update payment holiday activity for a loan account
Inward and Outward Messages
API to manage inward and outward delivery messages used for payment transactions, notices and communications between banks and customers using message formats like MT SWIFT, ISO MX and XML
Limit Contracts and Transaction Management
API to manage Credit Limit related information such as updating, retrieving and deleting the contract associated with limit and transactions posted against the contract. This contains two types of functionalities supported, one - to record contract static information like contract nature, currency, term or maturity, creation date, contract status and type of credit limit supporting the contract, other - to record credit or debit transaction movements like commitment or utilization or repayment of original contract associated with the credit limit
Limit Liabilities and Forex Limits
API to manage credit limit related information such as retrieving limit utilisation or outstandings, limit cashflow, overdrawn limits, limits review & expiry, sublimit details and manage limit sharing group details of master and sub groups.
Limits Management APIS
To enable user to view product, intraday, stoploss and overnight limit utilisations and transactions affecting the configured limits
List of Arrangements for a Product Line
Manage and retrieves the list of arrangement for a given product line
Loan Creation
API to create and manage various types of loans such as personal, commercial, mortgage, line of credit, etc
Management of Customer Collaterals
API to create and manage the details of collateral submitted by a customer, its value(s) and to optionally link it directly to a customer's supporting deals and can classify them under different collateral types and sub types offered by the system
Management of Forex Utilisations
Allows management of Forex utilisations for external settlement contracts
Management of Guarantees
API to create, update and manage various types of bank issued guarantees and their associated status and details. Some of the types of guarantees that can be created are bid bonds, performance bonds and trade finance shipping guarantees.
Management of Letter of Credits
API to create, update and manage various types of trade finance letter of credit (LC) instruments and their associated status and details. Some of the types of LCs that can be created are sight payments, back-to-back, standby's and usance LCs
US Model Bank Create and service deposit accounts
Allows to create deposit accounts, perform updates to deposit information like statement frequency, renewal, change schedule etc, and view deposit summary.
US Model Bank Holdings Summary
Retrieves account balance and summary information to be utilized for building customer dashboard
US Model Bank Loan Details
API to view loan information like ownership, roles, balances, due amounts, payment history, collateral details, limit, etc,.
US Model Bank Management of Accounts
Create, update account, change account product, retrieve account summary and overview, statement addresses and list of accounts available for a customer
US Model Bank - Management of Deposits
Create US Deposit accounts, update deposit information like statement frequency, renewal, change schedule etc, and view deposit summary
US Model Bank - Safe Deposit Box
API to retrieve Safe deposit box information like Ownership, rent, due amounts, caution deposit, box status, visit information, etc
Multi Currency Account Arrangements
The arrangement architecture is a Temenos transact framework to create and manage various products such as loans, deposits, accounts, multi currency account, etc. It provides a modular business component-based architecture, whereby users can create their Products by using the components provided by Temenos and these components can be reused across multiple different products. This API can be used to create and manage various types of multi currency accounts created using the arrangement architecture.
Portfolio Management
Allows the creation, updation and closure of the portfolio, delinking an account from the portfolio and retrieves the account balance, valuation and other information and creating credit facility for a portfolio by pledging assets
PortfolioFees Management
API for amendment, posting and listing of safekeep fees and advisory fees.
Retrieve Customer Arrangements
Retrieves the list of arrangement accounts associated with a customer
Retrieves the Details of a Facility Arrangement Account
Retrieves the details of a facility arrangement account. It includes purchase summary and details of drawings such as interest rates, installment dates, installment amounts, total payment amounts and cash back applicable for the installment products under the facility arrangement
Securities corporate action event management
Allows to view, create, update and reversal of corporate action diary events.
Security Settlements
Allows to retrieve and manage security settlement details which can be portfolio or transaction specific
Simulate Payment Holiday Activity for a Loan Account
API to simulate update payment holiday activity for a loan account
Treasury Currency Pairs
API to retrieve the currency details such as quotation PIPS, rounding decimals, live market rates with rate provider details and others for the currency pairs configured by the institution. It also retrieves the currency pair position with mark to market revaluation profit and loss for the given currency pair.
Treasury Currency Positions
API to retrieve active spot and forward forex positions and closed forex (asset and liability) positions across each currency based on the forex contract's maturity status. Matured contracts are placed in the asset/liability position bucket and active positions are classified into spot/forward positions based on the contract maturity period.
Treasury Interest Rate Swap Revaluation
API to retrieve the cash flow details of the interest rate swap contracts and calculates the present value of both asset leg and liability leg cash flows. In case of cross currency swap contracts this API calculates the currency wise daily profit/loss incurred from the NPV revaluation based on the discount rate provided.
Treasury Live Rates
API to retrieve the currency exchange rate (market middle rate) of a foreign currency with respect to local currency of the institution, which is stored and updated regularly in the system data records. This middle rate is used in the revaluation process to revalue the foreign currency positions.
Treasury Non Deliverable Forwards
API to create and amend non-deliverable forward contract based on the contract details supplied.It also facilitates to update the rate (fix) of a non-deliverable forward contract.
Treasury Positions
API to retrieve position information from different transactions affecting cash flows, interest rate mismatches, foreign exchange positions along with mark to market revaluation, profit/loss resulting from changes in the market value of the currency and arranges them into different time buckets as configured by the institution.
Treasury Reports
API to retrieve the key details of all the live trades captured from various treasury related applications such as Forex, Money Market, Swap, Forward Rate Agreement, Securities and other derivative deal capture applications. Segregates the currency positions in the different time buckets as configured by the institution and retrieves the mark to market profit and loss details of the currency position.
settings
Use these APIs to configure and fine tune settings for pricing assessment and the static tables used in payment channels.
Customer configurations
Creates customer closure parameter with properties such as enabling new customer closure process at SYSTEM level, and application specific checks for presence of customer data at the level of Id/Field/Api.
Pricing Assessment Configuration
Pricing assessment configuration for a set of related parties