holdings

APIs to create, update and retrieve the various holdings of the customer and financial institution. For example, accounts, arrangements, balances and treasury/securities instrument positions.

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The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as loans, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products.This API can be used to create and manage various types of accounts such as current, savings, corporate, islamic, non-resident and minor accounts created using the Arrangement Architecture.

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API to create, update and manage various types of cards issued to the account

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API to manage account related services such as retrieving balances, transaction and card details, emergency blocks, funds diversion, reservations, proxy identifiers and account closures. In addition, it provides functionality to support the capability to switch accounts from the current system to another bank.

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API to manage account related services such as retrieving balances, transaction and card details, emergency blocks, funds diversion, reservations, proxy identifiers and account closures. In addition, it provides functionality to support the capability to switch accounts from the current system to another bank.

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API to book Broker, Internal, Multi Rate, Precious Metal Deal and Single Rate Forex Deal.

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Allows the creation , reversal of derivative trades and over the counter trades

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API to retrieve the activity details of an arrangement account

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API to retrieve the details of arrangement conditions such as charge, interest, limits, overdue, payment schedule, agent, alerts, and commitment. This API also allows to retrieve the pricing evaluation details, product qualification details, delivery messages, payment order, events and repayment schedules

Updated
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API's to create and manage asset finance agreement for SME customers

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Create and manage bundle accounts

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API to retrieve the cash management bundle arrangements and associated details such as bundle balances, bundle hierarchy, status events, etc

Updated
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Cash API Management

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Retrieves CashflowDetails of contracts

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Channels User Administration - Holdings APIs are used to create online service arrangements containing privileges, permissions for Channel users. Online Service Arrangements are CUSTOMER specific, personalized instances of a Online Service Product, for example, providing access to the Online Banking.

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Creates customer collateral with details such as collateral name, type, subtype, currency, amount, property address and flood insurance.

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Allows to view corporate action events, options of the entitlements, approval awaiting entitlements and management of the entitlements.

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API for the creation and management of credit agreements for corporate customers. The types of credit agreements are single level facility, credit agreement with multiple facilities, club loans with agency and syndicated loans

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API to retrieve the limits, trade finance, guarantees and other corporate approval requests

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Creates and manages facilities.

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Create a Buy Now Pay Later Facility

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Create or amend a Facility with US specific attributes and retrieves the Facility details along with its drawings information

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APIs to create, manage and approve or cancel credit limits types and limits overseen by the credit committee. Credit Limits are overdraft features on a contract or account of a customer approved by credit committee. These APIs also provides review reports, expiry reports and utilization reports of the credit limits categorized by customer or credit limit type.

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API to manage Credit Line related information such as updating, retrieving and deleting the contract associated with limit and transactions posted against the contract.

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Current Account Activities

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API to retrieve customer and account details

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purpose api for customer onboarding

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The arrangement architecture is a Temenos Transact framework to create and manage various products such as loans, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products. API to create and manage various types of deposits such as short term, long term, call, bonds and Islamic deposits (Mudaraba and Wakala).

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Deposits lifecycle operations

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Allows the viewing and creation of option contracts to assign/exercise/expire based on either the trade reference selected or the trades filtered based on - Derivatives Contract, Maturity Date, Options(Call / Put) and Strike Price

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APIs to create and update XPG Current and Savings Accounts

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APIs to create and update XPG Term Deposits

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Captures the covenants and conditions details for a loan account. Covenants are requested in periodic basis and the Conditions are one-time evidence. On non-submission or non-compliance of the evidences, the related consequent activity will be restricted.

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The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as Loans, Deposits, Accounts, etc. It provides a modular business component-based architecture, whereby users can create their Products by using the components provided by Temenos and these components can be reused across multiple different Products.This API can be used to create and manage various types of accounts such as Current, Savings, Corporate, Islamic, Non-resident and Minor accounts created using the Arrangement Architecture.

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Allows to create, amend, retrieve and manage fiduciary placements

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API to manage financial accounting related infomartion such as updating, retrieving and deleting journal entries, general ledger account.

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API for fetching the facility product catalog-deprecated. The new URL is: api/v1.0.0/holdings/creditAgreements/facilities/{facilityId}/drawingProducts

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Get and management of Holdings Cheques

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Retrieves all Holdings of the Customer

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APIs to fetch static and dynamic data from the intraday liquidity module which would help banks in monitoring and controlling overall liquidity positions in real-time, ensuring efficient control and management of multi-currency liquidity assets across the banks accounts and RTGS channels.It would enable banks to bring together a more connected Treasury, Operations and Risk Management function.

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Management of Holdings Products

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Update probability of default (the probability that the asset will default) and loss given default (the loss percentage given that when the asset will default) at contract level to calculate the expected credit loss based on their stages under IFRS 9 impairment model.

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Initiate Calculate Payoff activity to calculate loan payment to close an account

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API to initiate update payment holiday activity for a loan account

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API to manage inward and outward delivery messages used for payment transactions, notices and communications between banks and customers using message formats like MT SWIFT, ISO MX and XML

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The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as loans, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products. This API can be used to create and manage various types of Islamic accounts such as Mudaraba savings account, Wadia current account, Child savings account, Women savings account, etc. created by using the Arrangement Architecture.

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The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as finance, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products. This API can be used to create and manage various types of Islamic deposits such as Mudaraba Deposits, Wakala Deposits, Mudaraba Savings Plan, etc. created by using the Arrangement Architecture deposits product line.

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The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as finance, deposits, accounts, etc. It provides a modular business component-based architecture, whereby users can create their products by using the components provided by Temenos and these components can be reused across multiple different products. This API can be used to create and manage various types of Islamic finance such as Murabaha Finance, Commodity Murabaha Finance, Musawama Finance, Ijara Finance, Bai-salam Finance, Qard Hassan Finance etc. created by using the Arrangement Architecture.

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API to manage Credit Limit related information such as updating, retrieving and deleting the contract associated with limit and transactions posted against the contract. This contains two types of functionalities supported, one - to record contract static information like contract nature, currency, term or maturity, creation date, contract status and type of credit limit supporting the contract, other - to record credit or debit transaction movements like commitment or utilization or repayment of original contract associated with the credit limit

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API to manage credit limit related information such as retrieving limit utilisation or outstandings, limit cashflow, overdrawn limits, limits review & expiry, sublimit details and manage limit sharing group details of master and sub groups.

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To enable user to view product, intraday, stoploss and overnight limit utilisations and transactions affecting the configured limits

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Retrieves all the Holdings

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Manage and retrieves the list of arrangement for a given product line

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API to create and manage various types of loans such as personal, commercial, mortgage, line of credit, etc

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Retrieves alert details for accounts

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API to create and manage the details of collateral submitted by a customer, its value(s) and to optionally link it directly to a customer's supporting deals and can classify them under different collateral types and sub types offered by the system

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API to create and manage various types of fixed assets like Vehicles, Equipments, Land and Buildings

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Allows management of Forex utilisations for external settlement contracts

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API to create, update and manage various types of bank issued guarantees and their associated status and details. Some of the types of guarantees that can be created are bid bonds, performance bonds and trade finance shipping guarantees.

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API to create, update and manage various types of trade finance letter of credit (LC) instruments and their associated status and details. Some of the types of LCs that can be created are sight payments, back-to-back, standby's and usance LCs

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Management of Holdings Payment Stops

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API's to create and manage tangible assets such as vehicles, equipments, machinaries and other specialised assets.

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Allows to create deposit accounts, perform updates to deposit information like statement frequency, renewal, change schedule etc, and view deposit summary.

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Retrieves account balance and summary information to be utilized for building customer dashboard

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API to view loan information like ownership, roles, balances, due amounts, payment history, collateral details, limit, etc,.

Updated
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Create, update account, change account product, retrieve account summary and overview, statement addresses and list of accounts available for a customer

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Create US Deposit accounts, update deposit information like statement frequency, renewal, change schedule etc, and view deposit summary

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API to retrieve Safe deposit box information like Ownership, rent, due amounts, caution deposit, box status, visit information, etc

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The arrangement architecture is a Temenos Transact framework to create and manage various products such as loans, deposits, accounts, multi currency account, etc. It provides a modular business component-based architecture, whereby users can create their Products by using the components provided by Temenos and these components can be reused across multiple different products. This API can be used to create and manage various types of multi currency accounts created using the arrangement architecture.

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Needs analysis bulk Api's collection

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Generic apis for Origination

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Participant List

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Allows the creation, updation and closure of the portfolio, delinking an account from the portfolio and retrieves the account balance, valuation and other information and creating credit facility for a portfolio by pledging assets

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API for amendment, posting and listing of safekeep fees and advisory fees.

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APIs to retrieve account related information such as balances, transaction details, list of accessible accounts, availability of funds for an account, account details, list of transactions available for an account. The details include debtorAccount, creditorAccount, transactionReference, exchange rate, balance type, remittance information, booking date etc.

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Allows to view the REPO/RESO positions and position movements

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Retrieves the list of arrangement accounts associated with a customer

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Retrieves the details of a facility arrangement account. It includes purchase summary and details of drawings such as interest rates, installment dates, installment amounts, total payment amounts and cash back applicable for the installment products under the facility arrangement

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Savings Account Activities

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Allows to adjust, approve, cancel and retrieve securities book cost for portfolios

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Allows to view, create, update and reversal of corporate action diary events.

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Allows to view the security movements of the portfolio

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Allows to retrieve security position details

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Allows to retrieve and manage security settlement details which can be portfolio or transaction specific

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Allows to view the security trade details

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purpose api for personal loans and line of credit

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API to simulate update payment holiday activity for a loan account

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Allows to retrieve structured product contract master

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Allows to create and amend structured product digital/tower investments

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Allows to create and amend structured product dual/triple currency investments

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Allows to retrieve structured product events and logs

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Allows to create structured product participating forwards.

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Allows to create and amend structured product accumulator-decumulator contracts

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The subscriptions feature enables the banks or financial institutions to provide a variety of options for the customer to manage the subscriptions in the financial arrangements. The user can add, modify, and cancel the subscriptions to the financial arrangement. The subscription fee can be either be a one-off or a recurring payment at specified intervals, continuing until a certain period or the contract end date.

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API for the creation and management of supplyChainFinance

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API to retrieve information on transactions and accounting entries.

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API to retrieve the currency details such as quotation PIPS, rounding decimals, live market rates with rate provider details and others for the currency pairs configured by the institution. It also retrieves the currency pair position with mark to market revaluation profit and loss for the given currency pair.

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API to retrieve active spot and forward forex positions and closed forex (asset and liability) positions across each currency based on the forex contract's maturity status. Matured contracts are placed in the asset/liability position bucket and active positions are classified into spot/forward positions based on the contract maturity period.

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API to review, update Rate Fix and authorise a Forward Rate Agreement transaction.

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API to retrieve the cash flow details of the interest rate swap contracts and calculates the present value of both asset leg and liability leg cash flows. In case of cross currency swap contracts this API calculates the currency wise daily profit/loss incurred from the NPV revaluation based on the discount rate provided.

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API to retrieve the currency exchange rate (market middle rate) of a foreign currency with respect to local currency of the institution, which is stored and updated regularly in the system data records. This middle rate is used in the revaluation process to revalue the foreign currency positions.

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API to create, amend and delete money market contract

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API to create and amend non-deliverable forward contract based on the contract details supplied.It also facilitates to update the rate (fix) of a non-deliverable forward contract.

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API to retrieve position information from different transactions affecting cash flows, interest rate mismatches, foreign exchange positions along with mark to market revaluation, profit/loss resulting from changes in the market value of the currency and arranges them into different time buckets as configured by the institution.

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API to retrieve the key details of all the live trades captured from various treasury related applications such as Forex, Money Market, Swap, Forward Rate Agreement, Securities and other derivative deal capture applications. Segregates the currency positions in the different time buckets as configured by the institution and retrieves the mark to market profit and loss details of the currency position.

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API to book a Swap Deal

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User Administration

reference

APIs to manage general reference data, such as currencies, countries, IBAN structures and Swift bank codes.

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APIs to manage the account and financial accounting configurations with properties such as accounting modes, allowed alternate id types for account, categories of customer and contingent accounts, cashflow days at SYSTEM level.

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Allows the viewing of Instruments - Bonds, Equities, Futures, Options, Active IPOs,Funds and Crypto assets

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Retrieves the details of events configured for generation along with their respective topic names.

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API to retrieves the details of all the available Balance types

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API to validate and retrieve the Bank Identifier Code (BIC) related details. The BIC is the SWIFT Address assigned to a bank in order to send automated payments to the banks concerned. It uniquely identifies the name and country of the bank and consists of 8-11 characters. Example format AAAABBCCDDD, where AAAA: 4 character bank code, BB: 2 character country code, CC: 2 character location code, DDD: optional 3 character branch code.

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API to retrieve the brokers that are used by the organization

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Retrieves information on card types

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Retrieves the Exchange and Internal Rate mapped for a bundle master account

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API to retrieve the details of category codes used to classify financial transactions on T24 according to the type of business operation or product.

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Get information about cheque types

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API to retrieve the list of collateral types and subtypes offered by the system. These classifications are used to categorize the customer collaterals

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API to retrieve the details of countries that are available in the system. Each country is identified by its ISO country code

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Allows retriving the facility products available in the system to enable part pledging of security positions as collateral.

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API to retrieve the list of currencies that are available in the system including the buy and sell rate defined for each currency. Each currency is identified by its ISO currency code.

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API to retrieve the list of Dealers in the Bank

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API to retrieve the list of department or account officers defined in the system used for various purposes such as recording transactions allocated to an account officer or for customer relationship management i.e. an account officer can be assigned to different customers.

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Retrieve company details

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API to create, approve an entity and create an entity group. Retrieve list of entities, exchange rate of an entity, master entity and list of entity groups.

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APIs to create the agreement that is made between the parties in a business relationship to provide permission to send messages for a specific SWIFT service.

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API to manage the different industry definition available in the system. Industries are categorized based on type or nature of work like health care, sports, non-profit institutions, etc.

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API to retrieve the details of Basic and Periodic Interest Rates, history of interest rate changes and base rate identifiers and associated descriptions available in the system.

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API to manage International Bank Account Number (IBAN) related services. The IBAN consists of up to 34 alphanumeric characters comprising a country code; two check digits; and a number that includes the domestic bank account number, branch identifier, and potential routing information. IBAN example: GB29HBUK40972924681012

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Allows the management of investment profile details

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API to manage the different job titles available in the system. Job title identifies the role or nature of the job like accountant, professor, manager, etc.

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API to manage the different languages defined the system.

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API to retrieves the list of Purposes available in the system

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Retrieval of lookup tables

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US Model Bank API for Sort codes

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Retrieves Beneficiary Role type definitions and the information that is mandatory for the role definition.

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Retrieves customer types available for corporates and individuals

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Retrieves US county information for a given state

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Retrieves the of post-nominal or designatory titles allowed for a customer.

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Retrieves customer risk rating for classification of US customer. A rating of 100 to 109 is allowed for a Customer

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Retrieves available customer titles allowed for US customers

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Retrieves available identification document types

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Retrieve the deposit sub-classification codes provied by FDIC

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Retrieve the available hold types in the system

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Retrieves US industry classification or NAICS codes

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Retrieves the available convenants that can be associated with a loan based on the terms agreed for the loan

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The NSF (Non-Sufficient Funds) reference API to view all the desk and group definitions configured.

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Retrieves available US States

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APIs to retrieve the working day and holiday information that is used by the organization, either a list for all legal entities or for a specific legal entity.

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API retrieves the organization structure details defined in the system

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Reads origination reference data

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API to get the overdraft protection options offered by the financial institutions

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Allows to view the accounts of portfolios

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API to define any type of posting restrictions which may be imposed on Accounts or Customers. Posting restriction determines whether specific transaction should be approved or restricted based on the definition. It manages the details such as restriction type, restriction reason, restriction removal reason, allow transaction and transaction code which may be assigned to account or customer. Therefore, any transaction meeting the specified conditions will receive a warning.

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API to define any type of posting restrictions which may be imposed on accounts or customers. Posting restriction determines whether specific transaction should be approved or restricted based on the definition. It manages the details such as restriction type, restriction reason, restriction removal reason, allowed or excluded transaction codes which may be assigned to account or customer. Therefore, any transaction meeting the specified conditions will receive a warning.

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API to retrieve the detail of various rules associated with products

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APIs to fetch static and dynamic data from the intraday liquidity module which would help banks in monitoring and controlling overall liquidity positions in real-time, ensuring efficient control and management of multi-currency liquidity assets across the banks accounts and RTGS channels.It would enable banks to bring together a more connected Treasury, Operations and Risk Management function.

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API to get classification details of fixed assets

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API to retrieve the details of relationship types that are used to specify various types of relations that could exist between customers

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API to create, update, retrieve and delete funds reservation type which indicates whether funds blocked or reserved using this type must be applied to single account or group of accounts in a cash pooling facility

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API to retrieve rounding rule details defined in the system

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API to manage the different sectors available in the system. Sectors are used to categorize a customer or entity as individual, agency, financial corporations, banks, etc.

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API to manage the different statuses of security settlements available in the system. Statuses of security settlements such as MTCH/MACH, MTCH/NMAT,SETT/PEND and SETT/PENF etc..

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API to retrieve variety of information in relation to financial institutions such as the National Identifier (nationalId) codes, Legal Entity Identifier (LEI) details and Global Payment Initiative (GPI) participant details. LEIs are identification codes that enable consistent and accurate identification of all legal entities that are parties to financial transactions, including non-financial institutions

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APIs to manage transaction code details. Transaction codes or types are unique identifiers indicating the type of transaction carried out in the system.

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API to retrieve configuration of parameter setup of the treasury module such as deal methods, agreement type, currency revaluation methods, calendar details to consolidate the positions, description of floating interest rates configured by the institution and also involves configuration of all the applications supported by the module.

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Allows the configuration of the Treasury limits. The user can set Intraday, Overnight and Stop loss limit. Limits can be set to monitor transaction size and also at product level.

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API to retrieve periods and dates for defined time buckets TOM (tomorrow), Spot, Spot next etc.

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Get and process information about Utility Beneficiaries