order
APIs to create, update and retrieve various types of order instructions, such as payments, transfers and treasury/securities instrument orders.
API for Teller and Branch Processing Systems
API manages the accounting requests from teller or branch transaction processing systems for supporting single and multi-transaction, teller transactions and bulk checks deposits. A branch transaction with one entry (single transaction) or more(multi-transaction), may be posted to one more of the accounts through the branch entry request. Branch entry request will be posted in bulk mode in order to validate each entry in a request and ensure that they can be applied on the account, before posting the entries. A branch entries can be initiated for posting single or multiple entries transaction of various types likes check deposit, check withdrawal, cash deposit, cash withdrawal, funds transfer, vault transfer, internal account postings, till transfers. To reverse an existing entry, the original request must be passed again by sending original transaction reference in tranReference and setting reversalMarker as 'Y'.
Bulk Payment Initiation
Bulk Initiation (BU) is a Temenos Payments Application that allows bank to upload small and medium sized bulk payment files, or manually capture bulk payments in its front office or back offices. The Application can be accessed by online channel applications by the APIs listed in this page to upload or create bulks, manage and approve them before being sent for payment execution by the bank.
Cash Management - Bundle Account management
API for cash management to create and update bundle accounts
Cash Management Sweeps
API to create, update and manage various types of cash management balance sweeps. Some of the types of sweeps that can be created are balance maintenance - maintain a particular balance in the sweep account, surplus balance - sweep out surplus funds to the master account and two-way balance sweeps - combination of surplus and maintenance sweeps.
Creditor Reference
The API will generate or validate Structured Creditor Reference. The check digits will be calculated based on ISO Standards
Debit Collection Order
Debit collection order is a temenos payments application that helps bank manage their debit collection orders before they are being sent for execution by the bank's payment system. It provides order management functionality to initiate, view and manage their orders from an online channel offered by bank or authorized third party. This page lists the APIs offered by temenos debit collection order application to perform order management
Derivative Instrument Orders
Allows the creation, viewing and management of derivative orders
Direct Debits Management
APIs to retrieve and manage direct debits and mandates collection details of customers or accounts. Direct debits are typically used for recurring payments, such as credit card and utility bills, where the payment amounts vary from one payment to another.
Funds Authorization Management
Funds authorization captures an approve or reject decision for a particular transaction. The funds authorization can be created manually or through payment engines or when non sufficient funds in account. Based on the decision taken by the bank user the funds authorization will be approved or rejected and hold will be created in the account.
Generic Accounting Services
API to manage different types of generic accounting requests from various source systems – e.g. payment initiation channels, payment system, ATM interface, etc and to manage exceptions related to the booking process. The cover request type pre-validates that the entries related to a particular transaction can be applied (booked) on the account. The funds reservation request type verifies that an entry can be applied to an account and, if the validations are passed, it reserves funds on the account. The booking request type validates the entries can be applied on the account and create the booking entries. The reverse option provides the ability to reverse the booking entries for the original transaction indicated in the request. The posting option allows the bank to address the exceptions raised during the booking process and post the funds to the correct account or profit and loss category.
Initial Public Offering (IPO) Security Orders
Allows the creation, viewing and management of Initial Public Offering (IPO) orders
Management of Account Sweeps
API to create, update and retrieve the details of account sweep services
Management of Fund Transfers
API to create, update and manage transactions related to accounts such as inward/outward funds transfers and bulk transfers.
Management of Standing Order Instructions
API to create, update and manage the Standing Instructions of an Account to pay a set amount at regular intervals to another's account.
US Model Bank Payment services
API to create ACH (Automated Clearing House) and wire payments, standing orders, automatic debit instructions, place holds on account and stop checks.
Operational Queue Counts
Retrieves the number of payments that are available in operational queues
Operational Queue Listing Approval
Retrieves the list of payments that are available in the approval queue.
Operational Queue Listing Clearings
Retrieve the list of payments that are pending for acknowledgment or cover from clearing or SWIFT
Operational Queue Listing Exceptions
Retrieve the list of payments that are available in the exception queue for manual action.
Operational Queue Listing External Systems
Retrieve the list of payments awaiting response from external systems
Operational Queue Listing Returns
Retrieve the list of return payments that requires manual action
Operational Queue Listing Warehouse
Retrieve the list of return payments that requires manual action
Order Credit Account Sweeps
Retail Sweep Details where the requested Account is a Credit Account to the Sweep
Order Debit Account Sweeps
Retail Sweep Details where the requested Account is a Debit Account to the Sweep
Payment Execution
Temenos Payments Hub (TPH) is a Temenos Payments Application that executes payment orders that are received from front office or back office applications. TPH processes the orders until they are being account posted or cleared with an external clearing. The APIs listed in this page can be used by online banking channels or bank host system to enquire on the payments that were processed or under processing. APIs also offer a limited set of maintenance of the payments, such as for example Recalling the payment.
Payment Orders
Payment order application (POA) is a Temenos payments application that helps bank manage their payment orders before they are being sent for payment execution by the bank's payment system. It provides order management functionality for payers to initiate, view and manage their orders from an online channel offered by payer's bank or authorized third party. This page lists the APIs offered by Temenos payment order application to perform order management for payers.
Payment User Agents Management
Allows the creation, viewing and management of payments and transfers
Payments Configuration
API to manage the Payments settings related to local clearing payments
Payments CutoffTime Monitor
Retrieves payments list for which cutoff time is assigned and pending to be processed.
Request to Pay
Request To Pay (RTP) is a Temenos Payments application that helps Temenos bank manage their request to pay functionality. It provides RTP functionality and information exchange between the actor (payer or payee) and the RTP clearing. This page lists the APIs offered by Temenos RTP Application to consume and manage RTP functionality by payee and payer, who are typically accessing the application from a bank based online channel.
Security Transfers
Allows the creation, viewing and management of security transfer orders, view the inbound and outbound security transfer orders and creation of orders through channels
Service APIs for Currency Transaction Reporting
APIs updates and retrieves information on cash transactions performed by a customer
Treasury Forex Orders
API to create, update and manage different types of foreign exchange deals such as spot, forward, swap and limit orders for a customer to buy/sell currencies at the desired exchange rates and at the predetermined dates.
reference
APIs to manage general reference data, such as currencies, countries, IBAN structures and Swift bank codes.
Account Configurations
APIs to manage the account and financial accounting configurations with properties such as accounting modes, allowed alternate id types for account, categories of customer and contingent accounts, cashflow days at SYSTEM level.
API for Security Instruments
Allows the viewing of Instruments - Bonds, Equities, Futures, Options, Active IPOs,Funds and Crypto assets
APIs to retrieves topic and event group
Retrieves the details of events configured for generation along with their respective topic names.
Bank Identifier Codes
API to validate and retrieve the Bank Identifier Code (BIC) related details. The BIC is the SWIFT Address assigned to a bank in order to send automated payments to the banks concerned. It uniquely identifies the name and country of the bank and consists of 8-11 characters. Example format AAAABBCCDDD, where AAAA: 4 character bank code, BB: 2 character country code, CC: 2 character location code, DDD: optional 3 character branch code.
Cash management - Rates for a bundle master account
Retrieves the Exchange and Internal Rate mapped for a bundle master account
Category Codes
API to retrieve the details of category codes used to classify financial transactions on T24 according to the type of business operation or product.
Collateral Types and Subtypes
API to retrieve the list of collateral types and subtypes offered by the system. These classifications are used to categorize the customer collaterals
Countries
API to retrieve the details of countries that are available in the system. Each country is identified by its ISO country code
Credit Facility Products
Allows retriving the facility products available in the system to enable part pledging of security positions as collateral.
Currencies
API to retrieve the list of currencies that are available in the system including the buy and sell rate defined for each currency. Each currency is identified by its ISO currency code.
Department Account Officer
API to retrieve the list of department or account officers defined in the system used for various purposes such as recording transactions allocated to an account officer or for customer relationship management i.e. an account officer can be assigned to different customers.
Financial Companies
API to create, approve an entity and create an entity group. Retrieve list of entities, exchange rate of an entity, master entity and list of entity groups.
Financial Institutions Message Exchange Relationship Authorisation Management
APIs to create the agreement that is made between the parties in a business relationship to provide permission to send messages for a specific SWIFT service.
Industries
API to manage the different industry definition available in the system. Industries are categorized based on type or nature of work like health care, sports, non-profit institutions, etc.
Interest Rates
API to retrieve the details of Basic and Periodic Interest Rates, history of interest rate changes and base rate identifiers and associated descriptions available in the system.
International Bank Account Number IBAN
API to manage International Bank Account Number (IBAN) related services. The IBAN consists of up to 34 alphanumeric characters comprising a country code; two check digits; and a number that includes the domestic bank account number, branch identifier, and potential routing information. IBAN example: GB29HBUK40972924681012
Job Titles
API to manage the different job titles available in the system. Job title identifies the role or nature of the job like accountant, professor, manager, etc.
US Model Bank - Beneficiary Roles
Retrieves Beneficiary Role type definitions and the information that is mandatory for the role definition.
US Model Bank - Corporate Customer Groups
Retrieves customer types available for corporates and individuals
US Model Bank - Customer Designatory Titles
Retrieves the of post-nominal or designatory titles allowed for a customer.
US Model Bank - Customer Risk Rating
Retrieves customer risk rating for classification of US customer. A rating of 100 to 109 is allowed for a Customer
US Model Bank - Customer Titles
Retrieves available customer titles allowed for US customers
US Model Bank - FDIC Sub-classification Codes
Retrieve the deposit sub-classification codes provied by FDIC
US Model Bank - US Industry classifications
Retrieves US industry classification or NAICS codes
US Model Bank - Loan Covenants
Retrieves the available convenants that can be associated with a loan based on the terms agreed for the loan
Organization Dates
APIs to retrieve the working day and holiday information that is used by the organization, either a list for all legal entities or for a specific legal entity.
Organization Structure
API retrieves the organization structure details defined in the system
Overdraft Coverage Codes
API to get the overdraft protection options offered by the financial institutions
Posting Restriction Details
API to define any type of posting restrictions which may be imposed on Accounts or Customers. Posting restriction determines whether specific transaction should be approved or restricted based on the definition. It manages the details such as restriction type, restriction reason, restriction removal reason, allow transaction and transaction code which may be assigned to account or customer. Therefore, any transaction meeting the specified conditions will receive a warning.
Posting Restrictions
API to define any type of posting restrictions which may be imposed on accounts or customers. Posting restriction determines whether specific transaction should be approved or restricted based on the definition. It manages the details such as restriction type, restriction reason, restriction removal reason, allowed or excluded transaction codes which may be assigned to account or customer. Therefore, any transaction meeting the specified conditions will receive a warning.
Relationship Type
API to retrieve the details of relationship types that are used to specify various types of relations that could exist between customers
Reserve Funds Types
API to create, update, retrieve and delete funds reservation type which indicates whether funds blocked or reserved using this type must be applied to single account or group of accounts in a cash pooling facility
Sectors
API to manage the different sectors available in the system. Sectors are used to categorize a customer or entity as individual, agency, financial corporations, banks, etc.
Swift Reference Data
API to retrieve variety of information in relation to financial institutions such as the National Identifier (nationalId) codes, Legal Entity Identifier (LEI) details and Global Payment Initiative (GPI) participant details. LEIs are identification codes that enable consistent and accurate identification of all legal entities that are parties to financial transactions, including non-financial institutions
Transaction Codes
APIs to manage transaction code details. Transaction codes or types are unique identifiers indicating the type of transaction carried out in the system.
Treasury Configurations
API to retrieve configuration of parameter setup of the treasury module such as deal methods, agreement type, currency revaluation methods, calendar details to consolidate the positions, description of floating interest rates configured by the institution and also involves configuration of all the applications supported by the module.
Treasury Limit
Allows the configuration of the Treasury limits. The user can set Intraday, Overnight and Stop loss limit. Limits can be set to monitor transaction size and also at product level.
Treasury Time Buckets
API to retrieve periods and dates for defined time buckets TOM (tomorrow), Spot, Spot next etc.