Add or Remove Account Holders
Deposits | Deposit Maintenance

It is a common banking practice to have more than one party, for example joint-holders, in a deposit. This section describes how a bank can maintain the deposit contract by adding or removing parties to an existing deposit.

Deposit Closure
Deposits | Deposit Maintenance

Closure of a deposit account refers to terminating a term deposit account before its maturity date. You can use this query to fetch the details related to closure of deposits.

  • Redeem the term deposit to close the deposit by providing the settlement instructions

  • Redeem the term deposit to close the deposit by providing the settlement instructions

  • Simulate a deposit redemption and the payload should include the settlement instructions to which the deposit amount is to be credited. Common usage of this is for simulating withdrawals when customers want to withdraw their deposits before the actual fixed maturity date of the deposits.

  • Retrieves the redeem bill for the given deposit by providing the deposit reference and simulation reference for simulated deposits