Deposit Information
Deposit information includes the information related to the balance and status of a deposit account. Balance details may include all deposits, interest earned, and any other credits to the account, as well as any withdrawals, fees, or other debits that have been made. The status of a deposit account states whether the account is open, closed, or on hold.
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Retrieves the details of the given arrangement such as arrangement id,account id,customer details,product details ,arrangement start date and arrangement status
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Retrieves various types of balances such as cleared, online, locked and usable balance of the account
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Retrieves the basic information of the deposit account including deposit amount, term, maturity days, tax details, charge details, etc. Common usage of this could be to display the basic information of deposits in a customer user interface.
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Retrieves the activity log of an account
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Retrieves the deposit details for a given account or a customer
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Retrieves the list of deposit account for a given customer
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Retrieves all the customer details for the given arrangement such as customer id, customer name, customer role, their beneficiary type, limit allocation percentage, GL allocation percentage and tax liability percentage.
Deposit Statement
A deposit statement provides a detailed summary of the deposits made into a bank account during a specific period of time.
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Retrieves the statement frequency of an account
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Retrieves account transaction details such as transaction type, amount, transaction reference, credit or debit indicator, booking and effective date of transaction
Fees and Charges
Fees and charges are the cost associated with maintaining an account and using its various services and features. These costs can vary depending on the type of account and the specific services used by the account holder.
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Retrieves the charge details of an account
Bill Details
You can use this query to fetch bill-related information.
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Retrieves the outstanding amount to be paid for an account
Product Details
You can use this query to fetch product features and conditions.
Product Features
GETRetrieves the product details for a catalogued product
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Retrieves the catalogued conditions of a given product
Create a Payment Order
You can create a payment order for the below payment products by inputting the payment order product and other mandatory fields like debit account, amount, beneficiary IBAN, and so on in Temenos Transact for various scenarios like loan disbursement, merchant fee processing, prepay, and loan repayment.
Create Payment Order
POSTCreate the payment order in Transact for various scenarios like loan disbursement, merchant fee processing, prepay and loan repayment
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Initate a new instant payment order. This API can be called in validate or commit mode. Former validates and responds back with status (and errors if any). Latter validates and commits if there are no validation errors.
Initiate Recall
You can initiate recall when a completed payment needs to be reversed. It can be requested either by the bank or the customer with appropriate reasons.
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Create a recall in response to a bank operator's request for a payment that has been previously sent out. Recall can be initiated for a specific payment reference and requires reason (code) for recall.
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Create a recall in response to a customer's request for a payment that has been previously sent out. Recall can be initiated for a specific payment reference and requires reason (code) for recall.
Accept or Reject Recall
You can initiate recall when a completed payment needs to be reversed. This recall requested by the bank or customer can be either accepted or rejected stating appropriate reasons.
Accept Recall
PUTRespond to a recall request for a payment that was made previously. Positive (Acceptance - Willing to Return Funds) or Negative (Rejection - Unwilling to Return Funds) responses are acceptable, but they must be accompanied by a reason (code).
Reject Recall
PUTRespond to a recall request for a payment that was made previously. Positive (Acceptance - Willing to Return Funds) or Negative (Rejection - Unwilling to Return Funds) responses are acceptable, but they must be accompanied by a reason (code).
Fetch Information
You can fetch information related to payment order.
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Retrieves all type of payment transactions
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Retrieves audit trail which contains information on the lifecycle of a payment. Details can be retrieved for a specific payment or for all payments in the system.
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Retrieve the status of payment order for a given order id
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Retrieves the history of all cases associated with a specific payment
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Retrieve completed payments that are eligible for recall
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Retrieve the status of an outward recall requests sent for completed payments