Update Settlement Instructions
You can define the settlement process of the defined interest conditions between the bank and the customer. The settlement instruction includes credit and debit interest, settlement accounts, settlement mode, and so on for pay-in and pay-out activities.
-
Updates settlement instructions on summary accounts
-
Updates settlement instructions on trading account
Manage Interest
You can define the fixed and floating interest rates for credit balance, debit balance, and penalty charges for summary accounts and currency summary accounts. The interest conditions defined for the summary accounts are inherited from their underlying virtual accounts.
-
Allows to update credit interest condition for a summary account
-
Updates the penalty interest conditions on summary accounts
-
Update credit interest condition for a summary account
Manage Payment Schedule
You can define the conditions for the schedule and frequency of pay-in and pay-out transactions when the structure is in the live stage. You can also define the schedule for individual summary accounts within the structure (provided they are in the live stage).
-
Updates payment schedule on a bundle in live structure.
-
Updates payment schedule on summary account
Block or Unblock Accounts
You can temporarily deactivate either an entire structure or individual virtual accounts, thereby preventing both the structure and its associated virtual accounts from conducting transactions during that specific period.
Block Structure
POSTCreate Customer Mass Block for a specific Cash Pool Arrangement Structure over a specified period
-
Create Block on Currency Summary Accounts
-
Unblocks a particular virtual account and transactions can be initiated post the defined blocked end date.
-
Unblocks a particular summary account and transactions can be initiated post the defined blocked end date.
Update Internal FX
You can choose to set an Internal FX rate for each customer, and these rates can be applied across different structures for the same customer within the bank.
-
Updates forex pricing to master account
-
Retrieve the internal forex details of a bundle
Secondary Limit
You can set secondary limits for an account that has one or more child accounts. A primary limit is the minimum and maximum limit of a parent account (for example, a summary account or currency summary account) whereas a secondary limit indicates the minimum and maximum limit of the virtual accounts under the parent account. For instance, if a summary account with two transaction accounts has a primary limit of 10000 EUR, you can set the secondary limit for each transaction account at 5000 EUR.
-
Updates the secondary limit for summary accounts. This helps in monitoring the availability and utilisation of limits.
-
Updates the secondary limit for virtual accounts. This helps in monitoring the availability and utilisation of limits.
Closure
You can close the entire structure at any stage, which eventually closes all its underlying virtual accounts.
Bundle Closure
PUTCloses the bundle or cashpool.
Account Closure
PUTStructural changes of virtual accounts in live status - for example, removing one virtual account from a sweep group to another sweep group triggered by the bank user
Bundle Restructure
The bundle is restructured by changing the parent or pool for a particular account provided with the same currency.
Change Pool
PUTStructural changes of virtual accounts in live status - for example, removing one virtual account from a sweep group to another sweep group triggered by the bank user
Change Parent
PUTStructural changes of virtual accounts in live status - for example, removing one virtual account from a sweep group to another sweep group triggered by the bank user
Deposit Information
Deposit information includes the information related to the balance and status of a deposit account. Balance details may include all deposits, interest earned, and any other credits to the account, as well as any withdrawals, fees, or other debits that have been made. The status of a deposit account states whether the account is open, closed, or on hold.
-
Retrieves the details of the given arrangement such as arrangement id,account id,customer details,product details ,arrangement start date and arrangement status
-
Retrieves various types of balances such as cleared, online, locked and usable balance of the account
-
Retrieves the basic information of the deposit account including deposit amount, term, maturity days, tax details, charge details, etc. Common usage of this could be to display the basic information of deposits in a customer user interface.
-
Retrieves the activity log of an account
-
Retrieves the deposit details for a given account or a customer
-
Retrieves the list of deposit account for a given customer
-
Retrieves all the customer details for the given arrangement such as customer id, customer name, customer role, their beneficiary type, limit allocation percentage, GL allocation percentage and tax liability percentage.
Deposit Statement
A deposit statement provides a detailed summary of the deposits made into a bank account during a specific period of time.
-
Retrieves the statement frequency of an account
-
Retrieves account transaction details such as transaction type, amount, transaction reference, credit or debit indicator, booking and effective date of transaction
Fees and Charges
Fees and charges are the cost associated with maintaining an account and using its various services and features. These costs can vary depending on the type of account and the specific services used by the account holder.
-
Retrieves the charge details of an account
Bill Details
You can use this query to fetch bill-related information.
-
Retrieves the outstanding amount to be paid for an account
Product Details
You can use this query to fetch product features and conditions.
Product Features
GETRetrieves the product details for a catalogued product
-
Retrieves the catalogued conditions of a given product