Account Information
Account | Enquiries

Account information refers to the details and data associated with a financial account, such as a bank account, credit card account, or loan account. It includes information such as account holders details, account information, transaction activity, balances and so on.

Account Statement
Account | Enquiries

Account statements are issued on a periodic basis and include all debits and credits to a customer account that occurred during the statement period.

  • Retrieves the statement details of the transactions for the given account such as booking date, value date, transaction reference, transaction code, debit or credit amount, closing balance based on the given dates(from date and to date).If dates are not given, retrieves the last 1M transactions.If from date alone is given, retrieves the transactions from given date to today.If end date alone is given, retrieves the last 1M transactions prior to the given end date.If period is given, retrieves the transactions for the period.If account id and transaction id are given, retrieves that particular transaction details

  • Retrieves the details of future transaction entries such as statement reference, value date, booking date, transaction reference, transaction code and amount

Fees and Charges
Account | Enquiries

Fees and charges are the costs associated with maintaining an account and using its various services and features. These costs can vary depending on the type of account and the specific services used by the account holder. This service helps you to fetch the details of charges associated to an account.

Outstanding Bills
Account | Enquiries

An account may have outstanding bills in the form of penalties, account opening fees, and maintenance fees. This service helps you to fetch the outstanding amount to be paid for the deposit account as on the query date.

Product Details
Account | Enquiries

You can use this query to fetch product features and conditions.

Create a Deal
Lending | Billateral Loan | Creation

A deal represents a credit agreement between the lender and the borrower that governs the applicable terms of the facilities, which encompass various conditions such as Non-Business Day Rules, Agency Fee, and more. Below are the service operations used to streamline the process of initiating, managing, and tracking deals or transactions.

  • Creates new offer deal for the required customer when the mandatory input details are provided. Offer deal creates a draft contract and allows the users to negotiate multiple times. Offer deal is a draft contract and will not affect the balance sheet of the bank.

  • On executing acceptance, the contract is changed from offer to live deal for the required customer when at least the mandatory input is provided. Process will check all the required mandatory inputs and prompt an error message when mandatory details are not provided. Once the accept deal offer is processed further offer negotiation is not allowed.

  • Deletes a new offer for the required deal contract when at least the mandatory input is provided. Deal offer is a draft contract, which allow the user to delete the contract online and deal offer contract will not affect the balance sheet of the bank.

  • Create a new deal for the customer with the details like product, term and amount . Corporate deal is a credit agreement between two parties- the lender and the borrower, who agree to certain terms and conditions along with their rights and obligations

Create a Facility
Lending | Billateral Loan | Creation

You can either create a standalone facility or create, accept, and activate an offer into a facility. A facility can also be merged or split.

  • Creates a new offer facility for the required customer when at least the mandatory input is provided. Offer facility creates a draft contract and allow the users to negotiate multiple times. Offer facility is a draft contract and will not affect the balance sheet of the bank.

  • Creates a new offer facility for the required customer when at least the mandatory input is provided. Offer facility creates a draft contract and allow the users to negotiate multiple times. Offer facility is a draft contract and will not affect the balance sheet of the bank.

  • On executing acceptance, the contract is changed from offer to live facility for the required customer when at least the mandatory input is provided. Process will check all the required mandatory inputs and prompt an error message when mandatory details are not provided. Once the accept deal offer is processed further offer negotiation is not allowed.

  • Creates corporate facilities

Create a Business Loan
Lending | Billateral Loan | Creation

You can create start-up loans, small business loans, and other banking loans (flexi pay, risk-free) with or without collateral, based on the selected product. Some loans have a defined maturity date, while others have the capability to be renewed or rolled over when the loan reaches the maturity date. You can create Business Banking (BB), Small Business loan and BB Start Up Loan using this service.